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7528 Bosque, Waco, TX 76712


Your Local Waco Insurance Agency

Welcome to Higginbotham in Waco, your trusted partner for insurance and employee benefits solutions. At Higginbotham, we believe in delivering tailored services that meet the unique needs of each of our clients. With a commitment to transparency and putting people first, we strive to provide personalized and values-driven service. Our team offers a full spectrum of services, from personal and business insurance to employee benefits, helping to ensure that you’re covered in every aspect of your life.

Personal Insurance

Protecting your personal assets is essential, and our Higginbotham team in Waco is here to help. Our personal coverage options are designed to provide you with peace of mind, knowing that you and your loved ones are protected.

Business Insurance

At Higginbotham, we understand the unique challenges that businesses operating in Waco and the surrounding areas face. Our business insurance solutions are designed to help protect your company from various risks, providing you with the security you need to focus on its growth and success.

  • Commercial General Liability: Help safeguard your business against claims of bodily injury, property damage and personal injury with general liability insurance.
  • Business Owners Package: Combine multiple coverages into one convenient policy with a business owners package.
  • Employment Practices Liability Insurance (EPLI): Protect your business from claims of wrongful termination, discrimination and other employment-related issues with EPLI coverage.
  • Commercial Auto Insurance: Cover your business vehicles with commercial auto insurance so your fleet and drivers are protected on the road.
  • Commercial Property Insurance: Safeguard your business property from risks like fire, theft and natural disasters with commercial property coverage.
  • Commercial Umbrella Insurance: Get additional liability protection for your business with commercial umbrella coverage, also known as excess liability insurance.
  • Errors and Omissions (E&O): E&O insurance is a form of professional liability coverage that can help protect your business from claims of negligence or mistakes.
  • Workers’ Compensation: Make sure your employees are covered in case of work-related injuries or illnesses with workers’ comp insurance.

Industry Specializations

Every industry has unique challenges and insurance needs. Our expertise spans a range of industries, including:

Waco Employee Benefits

We understand the importance and the cost of taking care of your employees. Our employee benefits solutions are designed to help you attract and retain top talent by offering comprehensive and cost competitive benefit packages. Our team will work with you to create customized plans that meet the unique needs of your workforce.

Benefit Offerings

  • Group Health Insurance: Help to ensure the well-being of your employees with our group health insurance plans which can help in offering comprehensive medical coverage.
  • 401(k) and Retirement Plans: Our 401(k) and retirement plans are designed to provide your employees’ future by equipping them with valuable savings and investment options.
  • Dental Insurance: By providing your employees’ with access to dental care through our dental insurance you can help your employees’ to maintain their oral health.
  • Vision Insurance: Our vision insurance plans can help to ensure that your employees have access to eye care services and also promoting overall wellness.
  • Life Insurance: Offer your employees peace of mind with our life insurance options, designed to help provide financial security for their families.
  • Health Reimbursement Account (HRA): Help your employees manage their healthcare expenses with our HRA plans, which are intended to offer flexible spending options.
  • Short-Term and Long-Term Disability Insurance: Protect your employees’ income with our disability insurance plans, which covers both short-term and long-term disabilities.

Employee Benefit Services

  • Health and Wellness Programs: Our employee health and wellness programs are designed to support your team’s overall well-being and to promote a healthy workplace environment.
  • Benefits Administration: Streamline your benefits management with our comprehensive benefits administration services that can help to ensure smooth operations.
  • Employee Communications: Keep your employees informed with our employee benefit communication services by ensuring they understand their options and coverage.
  • Benefits Compliance: Protect your business with our benefits compliance services, including COBRA administration, which are designed to help ensure adherence to all relevant laws and regulations.
  • Employee Response Center: Provide your employees with support through our employee response center by offering assistance with benefit inquiries and issues.
  • Benefits Technology: Enhance your benefits management with our cutting-edge benefits technology solutions which are designed to streamline processes and improve efficiency.

Your Waco Insurance Partner

Choosing the right insurance partner is crucial for protecting your personal and business assets. Higginbotham is dedicated to providing you with personalized service and comprehensive coverage options. Our team of professionals is here to help you navigate the complexities of insurance by offering tailored solutions that meet your unique needs. Talk to a member of our team today and discover the Higginbotham difference.

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7528 Bosque, Waco, TX 76712