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Group Vision Insurance

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Spotlight on: Group Vision Insurance

If you’re like us, your people are a critical component of making your business work.

Group benefits are a great way to add value to your employees’ experience with your company.

Designed to help pay for vision care expenses like eye exams, prescription glasses and contact lenses, group vision insurance can be a cost-effective way to improve employee job satisfaction and retention long-term.

Appreciation breeds loyalty. Show your employees that you care about their well-being.

The Higginbotham Difference

Our authentic and transparent approach to employee benefits is designed to put people at the center of every step of the process.

Our group vision insurance specialists take the time to get to know your unique needs so we present options that make sense for your situation.

And we don’t stop there.

Once you’ve decided on a plan, we empower you with resources to educate your group on their benefits and ease the transition.

By taking care of your employees, you can rest easy knowing they’re doing the same for your customers.

Because when you lead with values, value leads.

To learn more about how our values-based approach creates value for you, click here

Or visit our Insights page to learn more about employee benefits.

 

Our team of employee benefits specialists are here to make your life easier.

Give us a call today to find out more about what Higginbotham can do for your business.

Let’s TalkRequest a Quote

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What does group vision insurance cover?

While covered expenses will vary based on your plan, vision insurance can typically help with the cost of:

Bifocal Lenses

Progressive Lenses

Anti-Reflective Coating

Basic Eyeglass Frames

Premium Eyeglass Frames

Photochromic Lenses

This list isn’t exhaustive, and different providers may cover products and services not on this list. Some premium eyewear products and enhancements may cost extra or be excluded.

How does a group vision plan work?

Much like voluntary vision coverage, but with the premium cost shared between the employer and the employee, group vision insurance helps cover the cost of eye exams, prescriptions and contact lenses.

Unlike other types of insurance with unlimited benefits beyond a pre-set deductible, most vision plans employ one of these two cost savings strategies:

  • Benefits Package: Vision Benefits Packages typically function like standard health insurance, providing in-network preventive and basic care for small, affordable co-pays.  While out-of-network reimbursement may be available, employees maximize their benefits by staying in-network.
  • Discount Plan: Discount Plans function more like a prescription discount card, offering employees fixed discount prices on eyewear and lenses. These plans don’t typically cover eye care services but may offer discounts on exams and procedures. In most cases, these discounts can considerably decrease an employee’s total cost of care.

In some cases, vision insurance can also offer discounts on elective corrective surgery like LASIK or PRK.

Not sure where to start? Talk to someone who wants to listen.

Give one of our group insurance specialists a call today to find out what group vision insurance can do for you.

Talk to an Employee Benefits Specialist 

Request a Quote

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