Cover the gap. Ease your employees’ minds.
Everything we do is in the interest of you.
That’s why we start with listening—so we can end with customized solutions.
If you tell us that your group health plan has high out-of-pocket expenses for certain types of care that your employees need, we may recommend exploring medical gap health insurance.
If you’re an individual looking to increase your medical coverage and reduce your financial risks, we’re standing by to answer your questions.
No matter what coverage you’re considering, our approach to finding solutions is more individual and less institutional. By making our advice personal, we help you worry less and accomplish more. Because when our values lead, your business can succeed.
To learn more about how our values-based approach drives value for you and your employees, click here.
Or visit our Insights page to learn more about what gap health insurance covers.
We take great pride in getting you the coverage you want at a price that makes sense for your budget.
At Higginbotham, we start with listening and end with customized solutions.
Find out more about what we can do for your business.
For those worried about their ability to meet the deductible on their medical insurance or group health plan, gap health insurance can be a great option. This supplemental coverage is also a good choice for relatively healthy people looking for creative ways to reduce their out-of-pocket medical costs.
If you’re an employer that offers health insurance as an employee benefit, gap insurance may be able to save you money too. In some cases, adding gap coverage to an existing plan can save employers up to 20 percent on their group medical premiums.
Others who would likely benefit from gap coverage include:
Like most other coverages, the premium cost on a gap policy depends on several factors, including age, gender, location and health history.
While premiums between $30 and $40 are not uncommon for employee-only coverage, it’s difficult to quote an exact price without first learning more about your situation.
At Higginbotham, we believe every client deserves coverage tailored to their unique situation.