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Blue background with "HR News Worth Review" written in white and dark blue text, offering insights from the June HR News.

April 2025 HR Update

Learn more about the latest HR news from April 2025, including mental health coverage, FMLA planning, and compliance made easy.

HR
Young nutritionist discussing meal planning and nutrition with several people during a diet consultation

Could your team benefit from a corporate wellness nutrition program?

Eating well when you’re busy isn’t always easy, and to make matters worse, some people don’t know which food items are best for their health. Employers can help by embracing corporate wellness nutrition programs as part of their employee benefits strategy.

Corporate Wellness, Employee Benefits
Two construction workers install a steel roof sheet for the new roof of a residential building that is under construction

Contractor workers’ comp insurance: Is your business protected?

Construction is dangerous work. Workers’ compensation insurance can provide protection for both workers and their employers, and it’s typically required under state law.

Business Insurance
Group of smiling coworkers playing leisure games during a team building exercise in the workplace

Gamification in the workplace: Can it boost employee engagement?

Is gamification in the workplace the key to boosting employee engagement? If an organization’s employee engagement levels are falling, gamification stands out as an easy and fun way to motivate workers. Although it can be effective, there are some important caveats.

HR

The impact of rising health care costs on public sector budgets

Health care spending in the U.S. is at $4.9 trillion, or roughly $14,600 per person, according to 2023 data from the Centers for Medicare and Medicaid Services. When paired with the recent federal budget cuts to education, the drastic rise and fall of funds within these pools is reshaping the landscape of public sector budgets. 

Employee Benefits, Public Sector
A small business owner wearing an apron takes inventory using a laptop computer

The importance of cyber insurance for small businesses

Cyber criminals don’t just target large companies capable of paying multimillion-dollar ransoms; they can also target small and mid-size companies, especially if those companies lack sophisticated cyber security practices. As risks mount, cyber insurance is becoming increasingly important coverage for small businesses.

Business Insurance
A person drives a car with sunlight streaming through the window, hands steady on the wheel and the dashboard gleaming

Why do auto insurance premiums increase?

Car insurance premiums can seem unpredictable, with many drivers left wondering why their rates continue to rise. While premiums fluctuate for many reasons, understanding the factors at play can help you take steps to manage your personal auto insurance costs.

Home & Auto
Blue background with "HR News Worth Review" written in white and dark blue text, offering insights from the June HR News.

March 2025 HR Update

Learn more about the latest HR news from March 2025, including RxDC reporting, GLP-1 medications’ impact on healthcare costs and more!

HR
A HR professional writes in a notebook with a pen while typing on a laptop, writing a description for a job posting

How to write a job description

Crafting an effective job description is a crucial step in attracting the right talent for your organization. With the right approach, you can create clear, concise job descriptions that engage qualified candidates and set clear expectations from the start.

HR
A doctor discusses Medicare paperwork with an older man in a medical office setting

Health Savings Accounts (HSAs) and Medicare: Eligibility, contributions and more

Health Savings Accounts (HSAs) can be a flexible and tax-advantaged way to pay for health care costs. You can build up your HSA with pre-tax contributions and use it for qualified health expenses. But, once you enroll in Medicare, you can no longer make contributions or receive contributions from your employer into your HSA account.

Employee Benefits
A male veterinarian carefully examines a golden retriever in an animal clinic setting

Protecting your business with veterinary professional liability insurance

Veterinarians help pets, farm animals and zoo animals recover from injuries and illnesses. Unfortunately, some animals are unable to recover. In some cases, this results in claims of negligence and even lawsuits, which makes veterinary professional liability insurance an important type of coverage for vets.

Business Insurance
Unrecognizable manual worker holding his back in pain at construction site

Stop gap insurance coverage for employers

When workers suffer an injury on the job, employers may be liable for the resulting medical bills and lost wages. Although workers’ compensation insurance can help cover these costs, there may be some coverage gaps, particularly in states with monopolistic workers’ compensation programs. Stop gap insurance for employers can help to close these gaps.

Business Insurance
Two people walk together in a modern office space with large windows and plants, embracing sustainability in the workplace. Another person sits in the background, while a woman stands at a reception desk.

Strategies for enhancing sustainability in the workplace

Sustainability in the workplace refers to the integration of eco-friendly practices into business activities to help mitigate environmental impact. It’s not just a trend – it’s a crucial aspect of modern business that has the potential to reduce carbon footprints and conserve valuable resources. Embracing sustainability efforts allows companies to address pressing environmental issues and contribute to a “greener” future.

HR
Amidst the backdrop of shelves and kitchenware, two people are busy in the kitchen. One, with a clipboard and papers, meticulously manages the home inventory while the other efficiently packs items into cardboard boxes.

Best practices to create a home inventory for peace of mind

A home inventory can help determine your insurance coverage needs, and updating it regularly can prevent you from becoming underinsured. In addition, a home inventory can be a valuable resource should you need to file a home insurance claim by serving as a record of your personal property.

Home & Auto
A male employee stealing money from a cash register till

How employee dishonesty insurance can help protect your business

You trust your employees to take care of your business, assets and customers – but what if they violate that trust? Employee dishonesty insurance can help protect your business from the financial impact of employee wrongdoing.

Business Insurance, Risk Management
Business woman holding a clipboard with her colleagues in the background during a meeting in board room

Conducting an employee benefits survey: Questions to ask workers

If you want to know what benefits your employees need and how your company can better support them, just ask. An employee benefits survey can be a good way to gain insights as a company fine tunes its benefits strategy. But, to gather the information you need, it’s important to ask the right questions.

Employee Benefits
Two professional women sitting at a table discussing business while on their laptops

Managing toxic positivity in the workplace

While a positive work culture is essential, an overemphasis on positivity can sometimes overlook employees’ genuine emotions. Toxic positivity occurs when challenges or concerns are unintentionally dismissed, rather than addressed constructively. When employees feel their challenges are overlooked, it can impact workplace relationships and overall morale.

HR
Four colorful suburban homes with grass front yards on a tree-lined street

Market value vs. replacement cost in home insurance

A common point of confusion for homeowners is the distinction between a home’s market value and replacement cost as it relates to the amount of coverage listed on an insurance policy. This is an important topic, as understanding the difference helps ensure adequate protection and financial peace of mind.

Home & Auto
Architect and building general contractor having an meeting about project on a construction site

General contractor insurance: Top coverages to consider

General contractors operate under a great deal of pressure to provide every client with high-quality work. And, if something goes wrong, it’s not just your reputation that’s at stake – you could suffer financial losses and your business could be jeopardized. General contractor insurance can provide critical protection from some of the most common risks.

Business Insurance
Blue background with "HR News Worth Review" written in white and dark blue text, offering insights from the June HR News.

February 2025 HR Update

Learn more about the latest HR news from February 2025, including Medicare Part D disclosures, J&J lawsuit ruling, and HR trends for Q1 2025.

HR
HR manager meets and greets a potential new employee who is being interviewed for the job

How to interview someone for a job

Effective interviewing goes beyond asking standard questions and reviewing resumes. It involves creating a structured process that can uncover the true potential of each candidate, allowing the interviewers to make informed decisions that align with business goals. The importance of refining interviewing skills is often underestimated, but investing time in improving this skill could help enhance hiring outcomes.

HR
Businesswoman looking for a new car, standing next to a new SUV indoors at a car dealer

Are you paying extra for collateral protection insurance?

If you buy a car with an auto loan, your lender will likely require you to maintain collision and comprehensive insurance, along with the liability coverage required under state law. But what happens if you don’t maintain this coverage? Your lender may take out a collateral protection insurance policy on your car – and this is something you don’t want to happen.

Home & Auto

Dog bites and insurance: What homeowners need to know

Dogs are often celebrated as man’s best friend and cherished by many for their loyalty, companionship and protection. However, for homeowners, owning a dog also introduces unique considerations regarding insurance and personal liability coverage. Understanding these factors can help dog owners make informed decisions and reduce risks associated with pet ownership.

Home & Auto
Group of determined athletic people running on treadmills in a gym in the city

How to encourage worker well-being with corporate exercise programs

Many Americans don’t get enough physical activity, and this problem is especially prevalent among office workers who spend their days sitting in front of a computer screen. This lack of exercise can lead to problems like increased health care costs and lower productivity. Employers can help make a difference by implementing corporate exercise programs.

Employee Benefits