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August HR News Worth Review

Pay or Play Affordability Percentage Decreased for 2023 On Aug. 1, 2022, the IRS issued Revenue Procedure (Rev. Proc.) 2022-34 to index the contribution percentages in 2023 for determining the affordability of an employer’s plan under the Affordable Care Act (ACA). For

Uncategorized

The best HR metrics to track

If you’re in human resource management, you know that HR metrics indicate how effective your strategies and programs are in relation to employee engagement and retention. Reviewing key HR metrics helps you develop a sound business strategy to increase your

HR

Swimming pool liability coverage: Are you fully covered?

Swimming pools are a great asset, but they can also be a major liability. If someone is injured in your pool – even if that person isn’t a guest you invited to use your pool – you could find yourself

Business Insurance, Home & Auto

What is cyber extortion? How to protect your business

Criminals could target your company, and they don’t even have to be in the same country as you. As more and more business practices go online, cyber extortion has become a serious threat. However, many people are still fuzzy on

Business Insurance, Risk Management

Payroll services for small businesses

Payroll processing is a necessary part of having employees. It can seem simple at first glance, but when you start adding in things like overtime and vacations, the payroll process can start to get complicated. Once you realize that you

HR

Thinking about starting an insurance industry job?

Have you considered a career in the insurance industry? With a variety of specialties and sub-specialties in the industry, there are lots of insurance employment options. While you may be familiar with the positions of insurance agent and broker, there

Lifestyle

Employee benefit reimbursement plans

Your executive-level employees expect solid compensation and a robust executive benefits plan. Employee benefit reimbursement plans for health care expenses have provided one way to fill in gaps left by normal group health plans, ensuring that your business leaders are

Employee Benefits

Home security systems: A complete guide

If you’re one of the 70% of Americans who don’t have a home security system, you may wonder what your options are when choosing a system, how much an effective home security system would cost and whether you really need

Home & Auto, Risk Management

July HR News Worth Review

DOL Announces Plans to Issue Proposed Overtime and Independent Contractor Rules In its recent spring regulatory agenda, the U.S. Department of Labor (DOL) announced its plans to issue a proposed overtime rule in October 2022. According to the agency’s regulatory agenda, this

Compliance

Employer Considerations for Health Plans Post-Dobbs

Employer Considerations for Health Plans Post-Dobbs In anticipation of the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization that overturned Roe v. Wade, states have enacted various laws regarding insurance coverage of abortion. Some states have banned

Compliance

How to scale your insurance

There’s no reward without risk, but you still have to manage those risks. As your business grows, your insurance needs will grow, too. If you’re not careful, you may end up with major losses that aren’t covered, and that could

Business Insurance, Risk Management

Tips on how to manage remote workers

Remote employees don’t want to return to the office. If managers want to keep these workers happy – and keep them from quitting – they’ll need to learn how to create successful remote work arrangements. It’s time to learn how

HR
woman at pharmacy

How do FSAs work? Understanding FSA programs

Rising healthcare costs have led to innovative new ways of managing expenses. Flexible Spending Accounts (FSAs) have emerged as one solution. FSA programs can be a good fit for many employee health benefit programs, but before being able to decide,

Employee Benefits

Farm and ranch insurance essentials

Family farms help feed America. According to the USDA, there are more than two million farms in the U.S., and they vary greatly, with gross revenue anywhere from $1,000 to more than $5 million. More than 98 percent of all

Home & Auto

June HR News Worth Review

Transparency in Coverage Requirement to Post Machine-Readable Files Begins July 1, 2022 As we have been discussing since last year through multiple webinars and compliance updates, the Transparency in Coverage Final Rules (TiC Final Rules) require group health plans and

Compliance
male truck driver in front of semi trucks

Bobtail insurance explained

If you drive a big rig, or if you manage a fleet that includes tractor-trailer equipment, you need to understand bobtail insurance. In this article, we’ll explain what bobtail insurance is, how it works and why bobtail insurance an essential

Business Insurance
A person looking at a screen with a reflection of a thumbprint in their glasses

Spear phishing: Mitigating the cyber threat

Cybercriminals sometimes employ sophisticated strategies in their attempts to steal your money and information. One of these strategies in spear phishing. To mitigate this growing cyber threat, businesses need to know the definition of spear phishing and how to defend

Risk Management
airport-traveler

Time off tracking pointers: How to track employee time off

Your employees need time off to recharge. Whether it’s paid time off or unpaid leave, time away from work is essential for work-life balance and overall employee wellbeing. However, as an employer, you probably want to know how much time

HR

How long does a homeowners insurance claim stay on your record?

A fire destroys your kitchen. A storm damages your roof. A thief steals your electronics. It’s a good thing you have homeowners insurance to cover the loss. But as you pick up your phone to notify your insurer, you pause.

Home & Auto

May HR News Worth Review

HSA/HDHP Limits, ACA Maximum Out of Pocket Increase for 2023 On April 29, 2022, the IRS released Revenue Procedure 2022-24 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2023. The IRS is required

Compliance
A family looking at a sunset

What is a return of premium life insurance policy?

If you outlive your life insurance policy, can you get your premiums back? In most cases, the answer is no. However, a return of premium life insurance policy is the exception. This life insurance product allows policyholders to collect a

Individual Life & Health
man in wheelchair working with dog in his lap

10 most popular employee benefits and perks

Are you offering the most popular employee benefits and perks to attract workers? Workers know their value, and if you don’t compensate them with competitive pay and the most desired employee benefits, they might choose to leave. According to Joblist’s

Employee Benefits
Dad and daughter playing on the beach

What is a floating holiday?

Flexibility has become a buzz word in employee retention efforts, and floating holidays are one way to offer flexibility. If you’ve heard this term before, you may have questions. What does floating holiday mean? How do floating holidays work? What

Employee Benefits, HR

April HR News Worth Review

IRS Proposes Change to Family Coverage Affordability Rules On April 5, 2022, the IRS released a proposed rule that would change the existing rules for eligibility for the premium tax credit (PTC). The PTC is available to eligible individuals who purchase health

Compliance