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Nonprofit Insurance

Secure your cause. Grow your outreach.

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Spotlight on: Nonprofit Insurance

As you look to protect your nonprofit, it’s wise to explore insurance options through the lens of the most mission-critical parts of your operation.

Because nonprofit organizations often deal with people on the most personal of levels, you are challenged by unique operational risks that can devastate your practice and reputation.

The industry specialists at Higginbotham take the time to understand the nuances of each organization we serve. 

Because you deserve an insurance partner who works as hard as you do.

  • Abuse and Molestation Liability
  • Accidental Death and Dismemberment
  • Crime
  • Special Events
  • Emergency Events
  • Subcontractors Liability
  • Employee Benefits Insurance
  • Punitive Damages
  • Directors and Officers (D&O)
  • International Operations

Work With a Broker Who Cares

Planning coverage around the countless risks facing the nonprofit industry can be overwhelming. Not with Higginbotham on the line in your corner.

We start with listening and end with custom insurance solutions. By making policies personal, we help you accomplish more. Our deep industry experience and strong insurance carrier relationships help us get things done that others can’t.

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Talk to a seasoned nonprofit insurance professional.

Find out more about what Higginbotham can do for your 501(c)3.

Request a QuoteLet’s Talk

Nonprofit Organizations We Serve

Higginbotham has extensive experience managing these sensitive risks for 501(c)3 entities, including:

Faith-Based Organizations

Educational Institutions


Scientific Organizations

Literary Entities

Animal Welfare Groups

Community Housing

Museums and Art Organizations

Group Homes and Shelters

Nonprofit Risk Management

We keep abreast of the loss trends and regulations that affect nonprofits and design risk management strategies that reduce your exposure to lawsuits and insurance claims.

Sexual abuse is a highly regulated risk that Higginbotham can help you navigate with compliance and prevention services. If you conduct a licensed youth camp, the Texas Youth Camp Safety Act requires adult staff members to complete an abuse prevention training and examination program. To help you fulfill your many reporting obligations, we assist with abuse awareness training, policies and procedures, background checks, screening training and systems for monitoring and oversight. We also review your contracts to make sure that you have appropriate abuse prevention terms for subcontractors and service vendors working on your campus.

To ensure your property insurance policies have accurate replacement cost values that reflect current market conditions, Higginbotham can provide property profiles of your entire campus. Our property profiles show building composition, size, structure, safety features, and photographs so you avoid being underinsured, causing you to pay out-of-pocket for a catastrophic loss exceeding replacement cost value, or overinsured, causing you to pay higher rates.

Our programs address issues such as:

  • Abuse risk
  • Employee/volunteer screening and training
  • Media relations
  • Incident reporting
  • Emergency evacuation
  • Pool safety
  • Fall prevention
  • Fleet management
  • Food service
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Not sure where to start? Talk to someone who wants to listen.

A great plan starts with a conversation. Let’s talk about what you need.

Talk to a Nonprofit Insurance Specialist

Request a Quote