When your insurance partner is your co-pilot, it’s clear skies ahead.
Our crew of aviation risk specialists has helped hundreds of aviation companies worldwide secure the financial stability they need to soar to new heights of success.
Employee-owned and customer inspired, you can rest easy knowing you’re working with a group of seasoned aviation insurance professionals with a wide breadth of experience and deep industry relationships.
Capable of getting things done that other brokers can’t, our transparent and authentic approach to aviation insurance is designed with you in mind. We take the time to know you by name and nuance so we deliver coverage that fits your needs.
With our team on board, you can focus on what really matters – your passion for aviation. Because while insurance is our something, our customers are our everything.
To learn more about how our values-based approach drives value for your business, click here.
Or visit our Insights page to learn more about aviation risk management.
Designing an insurance plan that considers all of your exposures can be a turbulent process. With our nationwide network of insurance carriers and aviation industry experience, we can help take the headaches out of getting the custom coverage you need.
Higginbotham’s decades of experience and deep carrier relationships help us get things done other brokers cannot. Our seasoned aviation insurance and Day Two Services® teams tailor insurance programs to your specific needs and help manage your risks throughout the life of your policy.
We know what environmental, occupational and financial uncertainties can threaten the aviation industry through years of serving a wide range of aviation risks.
If you work in the aviation industry, Higginbotham has the experience.
We are in the business of providing service to, and being a resource for, our clients, so when we find a company that stands out in terms of service, we not only use those services in our firm, but also recommend those resources to clients and friends. Higginbotham stands out in all those areas.
Whether you own a private hangar or manage one as part of a more extensive private or commercial aviation operation, the importance of protecting these structures and the valuable assets contained within is critical to your success.
If you’re unsure of the coverage that makes sense for your situation or just want to learn more, we have the insight you’re seeking.
It is crucial to work with an aviation insurance broker that knows the aviation insurance markets and takes the time to understand your operation before placing coverage.
From spare parts and tools to ground service equipment (GSE) and the aircraft themselves, purchasing insurance for your hangar can be one of the most important things you can do as an aviation business owner.
While the best coverage plan for your business is dependent on the specifics of your operation, these are some of the most popular coverages carried in the aviation industry.
Designed to protect against financial loss resulting from physical damage to a hangar, this insurance can cover perils like wind, hail and more.
Also known as business property insurance, this coverage can also cover the assets stored within a hangar, such as ground service equipment, tools and spare parts.
Widely considered the most crucial protection for almost all companies, GL insurance reduces exposure to risks associated with damages or injuries sustained by third parties.
Hangarkeepers liability is designed to help cover the cost of repairing or replacing aircraft that are damaged while in the care, custody and control of your business. Our aviation specialists will consult with you to identify proper coverage limits for your operation.
If your aviation company provides shuttle services or other ground transportation to clients, employees or others, you’d be wise to carry commercial auto coverage. As its name implies, commercial auto insurance can help mitigate risks associated with driving a commercial vehicle.
From a fuel spill to cleaning agents and other pollutants, there are many environmental risks involved with owning and operating an aviation business. Pollution liability insurance can help control your environmental risks. Designed to help with the costs of containing a spill, pollution insurance can extend to clean-up, detoxification, remediation, pollutant removal and more.
Regardless of whether you own or operate a single piston, turbine, helicopter or fleet of aircraft, Higginbotham can tailor aviation insurance policies to your needs.
Here are some aircraft insurance coverage options to consider.
Aircraft liability insurance can help cover the costs of third-party bodily injury and property damage resulting from a covered loss. From the transportation of passengers to property damage on the ground, you should have coverage limit options to protect you and your business from unforeseen events.
Hull insurance can cover the cost of damage to the aircraft itself. Like a comprehensive auto policy, hull coverage is designed to cover the cost of damage to your aircraft from vandalism, severe weather, accidents and theft.
This aviation insurance can help with the cost of repairing damage to an aircraft, sustained either in flight or on the ground.
Non-owned aircraft insurance provides coverage in the event a corporation or operator becomes legally liable for bodily injury (including passengers) and property damage to third parties as a result of a loss involving use of a non-owned aircraft.
Considering their staggering replacement cost and complexity, it often makes sense to insure jet engines. From accidental damage to mechanical breakdown or total engine failure, turbine insurance can give you additional peace of mind. Considering the cost to replace just one turbine can easily top $1 million, this supplemental coverage is wise to consider.
Whether you rent to fly, own a single plane, operate a fleet of aircraft, run an airfield, head a global aerospace organization or anything in-between, there are a few standard coverages that all aviation professionals should consider carrying.
Commercial general liability insurance can help insulate you from the potentially crippling costs of an injury or damage to third-party property caused by your operation.
This aviation coverage can protect your profit margins should you end up needing to ground a plane in your fleet. Coverage options include replacement jet cover, mid-air diversion, client comfort expenditure and crew package.
Workers’ comp can help with the costs of medical bills and lost wages if a pilot, staff or other employee sustains an injury on the job.
Often packaged with workers’ compensation, employers’ liability coverage can protect owners, service providers and industry employers from financial loss due to a job-related worker injury or illness that is not covered by their workers’ comp policy.
D&O is a specialized form of liability insurance that protects corporate directors and officers against claims, often made by stockholders, customers and employees, alleging financial loss arising from mismanagement.
If you’re interested in securing aviation insurance for your organization, but aren’t sure where you should start, Higginbotham is here to help. Our seasoned aviation insurance specialists are standing by, ready to answer your questions.
At Higginbotham, we are more than aviation insurance professionals.
We’re youDrewMeet our Spa & Pool Practice Leader
Jeannette Blanton, managing director in our Ennis office, began her career in the insurance carrier landscape as a commercial coverage agent in 1987 with Nationwide Insurance Company. Before joining Higginbotham, she also worked for a large insurance agency in Dallas, Texas, where she was a commercial account manager.
Experience in all levels of client servicing has given Jeannette insight to clients’ varied risk management and coverage needs. In 2001, she created an insurance program designed for the pool industry. The pool program was immediately recognized and endorsed by The Pool and Hot Tub Alliance (formerly APSP and NSPI) and is still endorsed to this day, insuring over 250 pool related businesses across the U.S.
Jeannette is certified in insuring construction risks and holds a Certified Insurance Counselor (CIC) designation. Apperson entered the insurance business in 1987. Starting in the Washington, DC metropolitan area, he worked for a large independent agency, primarily on Construction, real estate, and other large commercial accounts. Throughout the next 15 years, he worked for a large national brokerage firm, eventually bringing him to San Antonio, TX. Drew has been a managing director in our San Antonio office for the past 17 years, leading a team of professionals specializing in the Franchised Auto Dealer sector. Dealers have unique risks and exposures, and the Higginbotham team has focused on this business class for over 30 years. Our team insures over 350 dealership locations in Texas and several other states. Our “Total Cost of Risk” client solutions focus on risk management, loss prevention and claims mitigation. Our carrier partners understand that dealerships that work with us have a heightened emphasis on risk control and provide uniquely structured programs that provide cost-effective solutions to our clients. Drew holds the Chartered Property & Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM) designations while also being an Approved Coverholder Status at Lloyd’s of London. He serves on many insurance company advisory boards and other industry-specific organizations.r second in command, even after we place your coverage with one of our top-rated insurance carriers.
Higginbotham delivers yeDrew Apperson entered the insurance business in 1987. Starting in the Washington, DC metropolitan area, he worked for a large independent agency, primarily on Construction, real estate, and other large commercial accounts. Throughout the next 15 years, he worked for a large national brokerage firm, eventually bringing him to San Antonio, TX. Drew has been a managing director in our San Antonio office for the past 17 years, leading a team of professionals specializing in the Franchised Auto Dealer sector. Dealers have unique risks and exposures, and the Higginbotham team has focused on this business class for over 30 years. Our team insures over 350 dealership locations in Texas and several other states. Our “Total Cost of Risk” client solutions focus on risk management, loss prevention and claims mitigation. Our carrier partners understand that dealerships that work with us have a heightened emphasis on risk control and provide uniquely structured programs that provide cost-effective solutions to our clients. Drew holds the Chartered Property & Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM) designations while also being an Approved Coverholder Status at Lloyd’s of London. He serves on many insurance company advisory boards and other industry-specific organizations.ar-round value with our Day Two Services® that provide everything you need to manage your risks, limit your liability, administer your employee benefit plans and control your costs.
Our crew includes licensed attorneys who will examine the language in your contracts from a risk management and insurance perspective to help ensure you’re covered for every risk you assume. The experience we have with aviation litigation gives us a proven track record.
We also have compliance specialists to help keep you up-to-date with regulations and provide guidance during investigations by the NTSB, TSA and other government entities. Our safety and loss control specialists help develop both general aviation and specialty programs so you adhere to government safety standards and reporting requirements.
We work hard to help you avoid claims, but if you do experience a loss, our licensed claims adjusters work with your insurance carrier for a fair and prompt resolution.
John Springrose is Vice President and Aviation Practice Leader in Houston, TX. John graduated with a BA in Economics from Virginia Polytechnic Institute and State University and a BS in Aerospace Science from the University of North Dakota. He currently holds a private pilot’s license.
John has been in the aviation industry since 2002 with Cessna Finance Company before moving to AIG Aviation, where he was Senior Underwriter and Assistant Branch Manager. In 2010, he joined Colt International/World Fuel Services as a Risk Manager and subsequently started an aviation insurance brokerage, Colt Risk Management Services. In 2018, Higginbotham Insurance Agency, Inc. acquired Colt Risk Management Services
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