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Aviation Insurance

When your insurance partner is your co-pilot, it’s clear skies ahead.

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Spotlight on: Aviation Insurance

Inspired by your priorities and elevated by your opportunities, the sky’s the limit with aviation insurance from Higginbotham.

We offer a wide range of aviation insurance options tailored to cover even the most unique needs.

Whether you need hangar property insurance, aircraft liability, pollution liability or anything in-between, our deep relationships with insurance carriers that serve the aviation industry help us deliver coverage tailored to your specific operation.

We help prevent and minimize loss – not just cover it.  By avoiding claims, you won’t trigger your insurance coverage, and that protects your business from related costs and ultimately from higher insurance rates. 


The Higginbotham Difference: Your Insurance Co-Pilot

Our crew of aviation risk specialists has helped hundreds of aviation companies worldwide secure the financial stability they need to soar to new heights of success.

Employee-owned and customer inspired, you can rest easy knowing you’re working with a group of seasoned aviation insurance professionals with a wide breadth of experience and deep industry relationships.

Capable of getting things done that other brokers can’t, our transparent and authentic approach to aviation insurance is designed with you in mind. We take the time to know you by name and nuance so we deliver coverage that fits your needs.

With our team on board, you can focus on what really matters – your passion for aviation. Because while insurance is our something, our customers are our everything.

To learn more about how our values-based approach drives value for your business, click here.

Or visit our Insights page to learn more about aviation risk management.

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Ready to work with a broker who will put you on the right flight path?

Designing an insurance plan that considers all of your exposures can be a turbulent process. With our nationwide network of insurance carriers and aviation industry experience, we can help take the headaches out of getting the custom coverage you need.

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Looking for an insurance partner that understands your needs?

Higginbotham’s decades of experience and deep carrier relationships help us get things done other brokers cannot. Our  seasoned aviation insurance and Day Two Services®  teams tailor insurance programs to your specific needs and help manage your risks throughout the life of your policy.

Aviation Professionals We Serve

We know what environmental, occupational and financial uncertainties can threaten the aviation industry through years of serving a wide range of aviation risks.

If you work in the aviation industry, Higginbotham has the experience.

Fixed-Base Operators (FBOs)

Maintenance, Repair and Overhaul Facilities (MROs)

Aircraft Products Manufacturers and Distributors

Aircraft Maintenance Services and Mechanics

Charter and Commercial Operators

Agriculture Aerial Applicators

Drone Operators (UAVs)

Commercial and Municipal Airports

Flight Schools


Personal Aircraft

Aviation Insurance Coverage Options

Whether you own a private hangar or manage one as part of a more extensive private or commercial aviation operation, the importance of protecting these structures and the valuable assets contained within is critical to your success.

If you’re unsure of the coverage that makes sense for your situation or just want to learn more, we have the insight you’re seeking.

It is crucial to work with an aviation insurance broker that knows the aviation insurance markets and takes the time to understand your operation before placing coverage.

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Aviation Business Insurance

Whether you rent to fly, own a single plane, operate a fleet of aircraft, run an airfield, head a global aerospace organization or anything in-between, there are a few standard coverages that all aviation professionals should consider carrying.

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Hangar Insurance

From spare parts and tools to ground service equipment (GSE) and the aircraft themselves, purchasing insurance for your hangar can be one of the most important things you can do as an aviation business owner.

Hangar Property Insurance

Designed to protect against financial loss resulting from physical damage to a hangar, this insurance can cover perils like wind, hail and more. Also known as business property insurance, this coverage can also cover the assets stored within a hangar, such as ground service equipment, tools and spare parts.

Hangarkeepers Liability

Hangarkeepers liability is designed to help cover the cost of repairing or replacing aircraft that are damaged while in the care, custody and control of your business. Our aviation specialists will consult with you to identify proper coverage limits for your operation.

Commercial General Liability (CGL)

Widely considered the most crucial protection for almost all companies, commercial general liability insurance can help insulate you from the potentially crippling costs of an injury or damage to third-party property caused by your operation.

Commercial Auto Insurance

If your aviation company provides shuttle services or other ground transportation to clients, employees or others, you’d be wise to carry commercial auto coverage. As its name implies, commercial auto insurance can help mitigate risks associated with driving a commercial vehicle.

Pollution and Environmental Liability

From a fuel spill to cleaning agents and other pollutants, there are many environmental risks involved with owning and operating an aviation business. Pollution liability insurance can help control your environmental risks. Designed to help with the costs of containing a spill, pollution insurance can extend to clean-up, detoxification, remediation, pollutant removal and more.

Workers’ Compensation

Workers’ compensation insurance can help with the costs of medical bills and lost wages if a pilot, staff or other employee sustains an injury on the job.

Often packaged with workers’ compensation, employers’ liability coverage can protect owners, service providers and industry employers from financial loss due to a job-related worker injury or illness that is not covered by their workers’ comp policy.

Directors and Officers (D&O)

D&O insurance is a specialized form of professional liability insurance that protects corporate directors and officers against claims, often made by stockholders, customers and employees, alleging financial loss arising from mismanagement.

Aircraft Insurance

Regardless of whether you own or operate a single piston, turbine, helicopter or fleet of aircraft, Higginbotham can tailor aviation insurance policies to your needs.

Here are some aircraft insurance coverage options to consider.

Aircraft Liability

Aircraft liability insurance can help cover the costs of third-party bodily injury and property damage resulting from a covered loss. From the transportation of passengers to property damage on the ground, you should have coverage limit options to protect you and your business from unforeseen events.

Aircraft Hull Insurance

Hull insurance can cover the cost of damage to the aircraft itself. Like a comprehensive auto policy, hull coverage is designed to cover the cost of damage to your aircraft from vandalism, severe weather, accidents and theft.

This aviation insurance can help with the cost of repairing damage to an aircraft, sustained either in flight or on the ground.

Non-Owned Aircraft Insurance

Non-owned aircraft insurance provides coverage in the event a corporation or operator becomes legally liable for bodily injury (including passengers) and property damage to third parties as a result of a loss involving use of a non-owned aircraft.

Aircraft Engine Insurance

Considering their staggering replacement cost and complexity, it often makes sense to insure jet engines. From accidental damage to mechanical breakdown or total engine failure, turbine and engine insurance can give you additional peace of mind. Considering the cost to replace just one turbine can easily top $1 million, this supplemental coverage is wise to consider.

Aircraft on Ground (AOG)

This aviation coverage can help protect your profit margins should you end up needing to ground a plane in your fleet. Coverage options include replacement jet cover, mid-air diversion, client comfort expenditure and crew package.

Want peace of mind in the skies?

If you’re interested in securing aviation insurance for your organization, but don’t know where to start, Higginbotham is here to help. Our seasoned aviation insurance specialists are standing by, ready to answer your questions.

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Aviation Loss Prevention

At Higginbotham, we are more than aviation insurance professionals.

We’re your second in command, even after we place your coverage with one of our top-rated insurance carriers. We’re there for you from day one of coverage to day 365, working to help you get the most out of your insurance policies.

Our crew includes licensed attorneys who will examine the language in your contracts from a risk management and insurance perspective to help ensure you’re covered for every risk you assume. The experience we have with aviation litigation gives us a proven track record.

We also have compliance specialists to help keep you up-to-date with regulations and provide guidance during investigations by the NTSB, TSA and other government entities. Our safety and loss control specialists help develop both general aviation and specialty programs so you adhere to government safety standards and reporting requirements.

We work hard to help you avoid claims, but if you do experience a loss, our licensed claims adjusters work with your insurance carrier for a fair and prompt resolution.

Meet Our Aviation Insurance Practice Leader

John Springrose is Vice President and Aviation Practice Leader in Houston, TX. John graduated with a BA in Economics from Virginia Polytechnic Institute and State University and a BS in Aerospace Science from the University of North Dakota. He currently holds a private pilot’s license.

John has been in the aviation industry since 2002 with Cessna Finance Company before moving to AIG Aviation, where he was Senior Underwriter and Assistant Branch Manager. In 2010, he joined Colt International/World Fuel Services as a Risk Manager and subsequently started an aviation insurance brokerage, Colt Risk Management Services. In 2018, Higginbotham Insurance Agency, Inc. acquired Colt Risk Management Services.

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Work with an aviation insurance specialist who listens.

A great plan starts with a conversation. Let’s talk about what you need.

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