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Safety and Loss Control

Control your risks. Control your costs.

Spotlight on: Safety and Loss Control

Gain Control.

A safer workplace means fewer claims, lower insurance premiums and a more profitable business. Whether you need an aggressive, hands-on partner or simply an occasional resource, Higginbotham supports your loss control efforts year-round to drive bottom-line results. Our in-house consultants use a three-pronged approach to meet your unique risk profile, control losses and ultimately reduce the costs associated with them.

Our three-pronged approach:

The Higginbotham Difference: We start with listening.

Capable of getting things done that other brokers can’t, our transparent and authentic approach to safety and loss control insurance for your peace of mind.

Our seasoned insurance professionals start with listening and end with custom insurance solutions tailored to the needs of your organization.

And our work doesn’t stop there.

We deliver year-round value with Day Two Services® that support your risk management efforts 365 days a year, helping control your risk and transforming your uncertainties into opportunities.

Because while insurance is our something, our customers are our everything.

To learn more about how our values-based approach creates value for you and your business, click here.

Or visit our Insights page to learn more about financial institution risk management.

You deserve an insurance partner with a vested interest in your success.

Designing an insurance plan that fully considers the complexity of your operation and risk exposures can be unnerving.

With our nationwide network of insurance carriers and deep financial industry experience, it doesn’t have to be.

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Control

Preventing accidents is the heart of loss control. We take an in-depth look at your workplace, procedures and employees and then tailor our services to your specific risks and needs.

Program Guidance

Safety Policy, Program and Procedure

Behavior-Based Safety

Employee Recognition

Early Return-to-Work

Fleet Safety

Third-party Vendor Selection and Review

Management and Employee Training

Responsibility and Accountability Training

Safety Demonstrations and Classes

Web-based Safety Training Resources

Accident Analysis

Loss Source Analysis and Performance Measurement

Hazard Recognition Surveys

Accident Investigation

Property Protection

Site Inspection and Maintenance Review

Business Continuity and Disaster Preparedness

Compliance

We assess your recordkeeping and reporting practices and help ensure compliance with regulatory agencies to limit your risk of costly fines and penalties.

Regulatory Agency Support

Department of Labor (DOL) and Bureau of Labor Statistics (BLS) Survey Assistance

Mock OSHA and Department of Transportation (DOT) Audits

OSHA Citation Review and Abatement Response Preparation

Consultation on Informal OSHA Conferences

OSHA 300/300A Administration and Recordkeeping

DOT Driver Qualification File Review

Legislative Guidance

Regulatory Inspection Policy Development

Regulation Interpretation and Application

Reminders of Impending Deadlines and Alerts to Changing Laws

Assistance with Contractor Qualification Vendors like ISNetworld and PICS Premiere

Carrier Coordination

We see that you receive meaningful service from your insurance carrier and communicate your loss control commitment to underwriters to help reduce the price you pay for insurance.

Loss Control Meetings

Participate in Carrier Loss control Planning Meetings

Coordinate Workplace Visits

Participate in Significant Carrier Loss Control Visits

Host Periodic Meetings with the Carrier to Discuss Your Account Status

Review and Assist with Carrier Recommendations

Loss Control Communication

Follow Up with the Carrier After a Large Loss

Prepare Stewardship Reports for Underwriters

Help controlling your costs. Freedom to grow your business.

We put our solutions to work with a service plan developed for your business and industry. Then at the end of the year, we provide a stewardship report to summarize our activities, outcomes and proposed services for next year so your loss control plan is constantly evolving and showing results.

The time and stress involved with managing your business risks alone can be daunting.

With our seasoned team of loss control professionals in your corner, you can focus on what really matters: growing your business.

Not sure where to start? Talk to someone who wants to listen.

Schedule a consultation with a loss control specialist to find out what Higginbotham can do for your business.

Talk to a Safety and Loss Control Specialist

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