Corporate Financial Consulting
With thousands of clients and decades of experience, our corporate consulting services have the potential to pay for themselves based on the savings you receive.
With thousands of clients and decades of experience, our corporate consulting services have the potential to pay for themselves based on the savings you receive.
You’re tasked with making financial decisions that support long-term growth and drive shareholder value. We can make it easier.
Higginbotham can help you find overlooked opportunities in your business and financial plan so you can maximize annual profitability. That could mean more compensation for you and the key people that make your business grow.
Executive compensation plans are designed to attract and retain top leadership talent while aligning their interests with the long-term goals of the organization. These plans typically include a mix of base salary, bonuses, stock options and other financial incentives that reward performance and organizational success. By linking compensation to specific performance metrics, companies can help to motivate executives to drive growth and enhance shareholder value.
Our executive compensation specialists can show you how to use your compensation and benefits to enhance your business operations. It’s all about designing benefits with maximum tax efficiency so you and your company can receive the most revenue relative to the dollars invested.
As a business owner, you’re considered an employee in the eyes of the IRS. That means that, beyond salary and distributions, you’re entitled to the same benefits that executives at other leading corporations receive.
Every business owner believes their business is worth millions, but only a lucky few ever realize that value. That’s where the PRSPlanTM comes in.
Our PRSPlanTM is a customized plan that can provide tax-free retirement income and enable your key employee or family member to take over the business more easily. You can unleash the value of your business and put your money to work in an asset class that provides for the market’s upside potential. It could provide you with a predictable stream of tax-free income when you need it the most.
Corporate planning is a chess game – one that may require an expert-level strategy to win. Are you asking yourself the right questions?
Higginbotham can help solve these and other challenges for you and your business.
We have designed tax qualified and non-tax qualified discriminatory benefit plans for some of the country’s leading corporations. With intellectual capital and access to the country’s leading actuaries, we can give you the tools and strategies to help maximize every dollar you put toward your future. And, should you already have plans in place, we can critically analyze them and provide recommendations to improve their performance.
Do you have a key person or next generation family member you can’t afford to lose? How can you ensure they’ll stay to become the next leader of your business? Discriminatory benefit plans help keep key people in place. With Higginbotham’s discriminatory benefit solutions, you can:
Higginbotham has designed plans for some of the country’s most prestigious public and private entities. We have the experience and intellectual capital to create the ideal program for your company, either by:
Either way, your company will have the resources to recover its costs and, most importantly, maintain the people who are essential to the future success of your business.
With the right strategy, you can provide a discriminatory benefit plan to essential employees without negatively impacting your company’s balance sheet.
The PRSPlanTM can maximize tax-free retirement income by accumulating capital in an asset class that enjoys the upside of the market’s potential with very limited principal risk. Not only can it keep key employees and next generation family members at your company, but it can also make your company more attractive to third parties when it comes time to sell.
The Professionals’ Retirement Strategy’s tax-advantaged approach makes wealth accumulation for retirement more economical for many businesses. We customize every PRSPlanTM to meet your unique retirement savings goals and business exit strategy needs.
You may have a qualified person ready to take over the reins of company leadership, but with no written buy/sell exit plan in place, you put your business at risk. It is critical that a buy/sell agreement or business exit strategy be in place prior to a life event triggering a buyout.
A realistic evaluation of your company’s value can be crucial in making smart business decisions. We can assist in calculating an accurate value of your business and create a strategic plan to extract that equity at a low cost, helping to increase stockholder equity and protect the legacy of your business.
These agreements are often funded by life insurance and disability insurance policies to help provide the liquidity needed for a smooth transition. While many business owners consider the impact of a partner’s death, they may overlook the risk of a disabling illness or injury. Buy/sell disability insurance can help provide the funds necessary to buy out a partner who becomes permanently disabled and can no longer contribute to the business. This coverage can help to protect both the financial health of the business and the interests of all parties.
Higginbotham’s seasoned consultants can help you implement strategies to financially incentivize (or “golden handcuff”) a key person or persons to stay in the business. This can facilitate a smoother business transition while maximizing the business’s value.
Creating and implementing a business succession plan can provide several benefits to owners and partners. It can also offer an agreed-upon price for a partner’s share of the business, which can eliminate the need for valuation upon death.
A succession plan can allow for the timely settlement of the deceased’s estate. At Higginbotham, we can help devise a business succession plan with the values, goals and financial situation of your company in mind.
Life insurance policy benefits can be immediately available to pay for the deceased’s share of the business with no liquidity or time constraints. This can help prevent the possibility of an external takeover due to cash flow problems or the need to sell business or assets to cover the cost of the deceased’s interest. The death benefit proceeds could be used to buy out the deceased partner’s share of the business and distribute it equally among the remaining partners.
A great plan starts with a conversation. Let’s talk about what you need.
Investment advisory products and services offered through Lion Street Advisors, LLC (LSA), an investment adviser registered with the SEC Higginbotham Financial, and LSA are not affiliated. LSA does not provide tax or legal advice. This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. Lion Street Advisors.
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