Cover your risks. Grow your business.
General liability insurance (GL) is designed to protect a business against financial losses resulting from claims of bodily injury, property damage, personal injury, like libel and slander, and advertising injury to others caused by a business or its employees.
General liability risk exposures come from a broad spectrum of sources, including accidents on your business premises, employment-related lawsuits and copyright infringement.
A general liability policy can even cover the cost of defending or settling a fraudulent or baseless claim in most cases. However, it will not cover a claim that falls under the scope of protection extended by a commercial auto or professional liability policy.
At Higginbotham, we make caring for your business our business.
Grounded in your priorities and elevated in your opportunities, we work tirelessly to deliver insurance solutions others can’t.
Our seasoned business insurance specialists take the time to get to know your operation by name and nuance, to help make sure we are delivering coverage options tailored to your unique situation.
And our work doesn’t stop there.
Our Day 2 Services® team stands behind you every step of the way, giving you peace of mind and freeing you up to focus on your business.
Because while insurance is our something, our customers are our everything.
To learn more about how our values-based approach drives value for you and your business, click here.
Or visit our Insights page to learn more about your insurance options.
Doing the work to design a general liability insurance plan that fits your needs can seem like a tall order. Not with us in your corner. With our nationwide network of insurance carriers and deep industry experience, we’ll get you the custom coverage you need.
Talk to a seasoned general liability insurance specialist.
It’s about the services, we love giving great services, Higginbotham loves great services, and I just see that going on for decades to come. If its insured, it’s Higginbotham.
In some cases, a GL policy can help protect a business owner from the cost of defending allegations of damage to a non-employee third party including, but not limited to:
Assuming a general liability claim falls within the scope of coverage outlined in the policy, GL can also help pay for:
If you work as a general contractor, subcontractor or skilled tradesman on commercial projects, you are likely required to carry general liability coverage as a prerequisite to setting foot on the job site.
Even if you are don’t do commercial work or have trickle down coverage from the GC or property owner who hired you to work on a job, commercial general liability is always a wise investment. The last thing you want is to end up getting sued for an honest mistake or misunderstanding.
Talk to one of our construction insurance specialists today to find out what Higginbotham can do for your business.
At Higginbotham, we take a consultative approach to customer service and risk management.
Whether you have a single policy, a commercial package or many insurance policies covering multiple locations and risks, we take the time to understand your unique needs so we deliver the best coverage at the best price available.
But we don’t stop there.
Our work continues 365 days a year. We have a Day Two Services® team that works in tandem with our risk management specialists to deliver year-round value.
From help with compliance to safety audits and claims advocacy, our Day Two Services® team helps you mitigate risks, avoid costly claims and better position your operations so you can focus on what matters most: growing your business.