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St. Petersburg

110 Carillon Pkwy, St. Petersburg, FL 33716

727-391-9791

Monday - Friday: 8:30am - 5:00pm

Growing skyline of downtown Saint Petersburg, Florida is reflected in the waters of Tampa Bay

St. Petersburg Insurance Brokers

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Tampa Bay’s insurance needs are as unique as the region itself, and Higginbotham is your single source solution to meet them. From coastal risks like hurricanes and flooding to everyday coverage for families and businesses, our local team brings personal insurance, business insurance, employee benefits and risk management together under one roof.

As one of the largest independently owned firms in the nation, we combine deep local insight with national reach and resources to protect what matters most to you. We’re proud to build on the legacy of Stahl & Associates, whose decades of local industry knowledge strengthen the service we bring to our community.

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Learn More About Higginbotham

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Our History

Founded in 1983 by Bob Stahl, Stahl & Associates began as a small insurance agency in Seminole, Florida. After purchasing the agency and investing nearly all of his savings into the business, Bob worked to steadily grow the firm through strong client relationships, technical expertise and a people-first philosophy rooted in trust and education. Over the next four decades, Stahl & Associates expanded from a single office with six employees into a Top 100 insurance broker and the largest privately held insurance agency in Florida, with a presence spanning Tampa Bay, Oldsmar, Longwood and Lakeland.

In 2023, Stahl & Associates partnered with Higginbotham, gaining access to national resources, specialized capabilities and broader support while maintaining the personalized attention clients have long trusted. Today, Higginbotham’s St. Petersburg team continues to provide people-first service that’s backed by the strength of one of the nation’s largest independent insurance, financial and HR services firms.

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Business Insurance

Businesses operating in Tampa and beyond face a wide range of risks that can affect their operations, employees, property and long-term success. At Higginbotham, we work closely with business owners and leaders to understand their unique exposures and develop commercial insurance and risk management strategies that are tailored to their needs.

Backed by deep industry expertise and access to a broad network of insurance carriers, our team provides customized solutions and ongoing support that’s designed to help businesses navigate today’s challenges and prepare for what comes next.

People Safe Solutions™ to Manage Risk

Insurance is an important part of protecting your business, but effective risk management should go beyond the policies you purchase. That’s why Higginbotham’s risk management team works alongside our clients to help them identify exposures, evaluate operational risks and develop practical strategies that support business continuity, workplace safety and long-term goals.

Our risk management services include:

  • Policy and Procedure Development
  • Safety and Loss Control Strategies
  • Employee and Supervisor Safety Training and Evaluations
  • OSHA Compliance and Worksite Safety Analysis
  • Risk Technology Tools
  • Incident and Injury Prevention Strategies
  • Accident Reporting Processes
  • Fleet Safety and Defensive Driver Training
A project engineer is writing on risk assessment matrix.
A project engineer is writing on risk assessment matrix.

Employee Benefits Brokers

Offering competitive employee benefits can help your organization to attract talent, support employee well-being and strengthen long-term retention. Higginbotham works with employers of all sizes to design, implement and manage benefits programs that align with their workforce needs, organizational goals and budget while providing hands-on guidance every step of the way.

Employee Benefit Services

A successful employee benefits program requires more than just the right plans. That’s why Higginbotham provides a range of consulting, compliance, communication and administrative services to support employers and employees throughout the year.

  • Benefit Program Design: At Higginbotham, we don’t just provide quotes for benefit plans – we help you design a benefits program that’s tailored to your company and your workforce, and then back it up with in-house support.
  • Cost Containment: Our goal is to help you provide the most comprehensive benefit options at the most affordable cost to your organization and employees. Our consultants use data analytics, alternate funding arrangements and innovative plan design to help keep your benefits cost-effective year after year.
  • Benefit Compliance: Our compliance specialists provide support to help facilitate your benefit program’s compliance and adapt to regulatory changes and emerging issues.
  • Employee Benefit Education: Communicating your benefits effectively to your team can enhance engagement, job satisfaction and benefits participation. Our design and communication specialists create a strategic plan to help make benefits easy for your team to understand.
  • Health and Wellness Programs: Our corporate wellness and population health management consultants can help you create wellness programming that can not only change your culture but also deliver results to your bottom line.
  • Employee Response Center: Our in-house Employee Response Center is available year-round to answer your employees’ benefit questions, allowing your HR team to focus on core tasks and support your most important asset: your people.
  • Benefit Technology: The right technology can save time and ease the administrative burden on HR teams. Higginbotham provides a selection of benefit administration systems, along with assistance in implementation.
  • Pharmacy Benefit Consulting: Higginbotham’s team helps employers evaluate pharmacy benefit strategies, understand drivers behind prescription drug costs and align pharmacy benefits with broader health plan objectives.

Personal Insurance

Protecting your home, vehicles and personal assets should start with an insurance strategy that reflects your lifestyle and priorities. That’s why, at Higginbotham, we take a tailored approach to personal insurance, working closely with individuals and families across the country to understand their needs and identify coverage options that align with their goals. And, our team is committed to being there for you year-round with responsive service and ongoing support.

Insurance and Employee Benefits in Tampa Bay

Whether you’re insuring a home near the water, growing a business in downtown St. Petersburg or building a benefits package for your team, Higginbotham is ready to help you find the right fit. We take the time to understand your goals, your risks and what matters most to you and your business.

From your first conversation to your next renewal, you’ll have a dedicated local team backed by national resources. Contact us today to get started with a Higginbotham specialist.

Talk to an Insurance Broker Who Cares

St. Petersburg

110 Carillon Pkwy