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110 Carillon Pkwy, St. Petersburg, FL 33716
Monday - Friday: 8:30am - 5:00pm
Founded in 1983 by Bob Stahl, Stahl & Associates began as a small insurance agency in Seminole, Florida. After purchasing the agency and investing nearly all of his savings into the business, Bob worked to steadily grow the firm through strong client relationships, technical expertise and a people-first philosophy rooted in trust and education. Over the next four decades, Stahl & Associates expanded from a single office with six employees into a Top 100 insurance broker and the largest privately held insurance agency in Florida, with a presence spanning Tampa Bay, Oldsmar, Longwood and Lakeland.
In 2023, Stahl & Associates partnered with Higginbotham, gaining access to national resources, specialized capabilities and broader support while maintaining the personalized attention clients have long trusted. Today, Higginbotham’s St. Petersburg team continues to provide people-first service that’s backed by the strength of one of the nation’s largest independent insurance, financial and HR services firms.
Businesses operating in Tampa and beyond face a wide range of risks that can affect their operations, employees, property and long-term success. At Higginbotham, we work closely with business owners and leaders to understand their unique exposures and develop commercial insurance and risk management strategies that are tailored to their needs.
Backed by deep industry expertise and access to a broad network of insurance carriers, our team provides customized solutions and ongoing support that’s designed to help businesses navigate today’s challenges and prepare for what comes next.
Insurance is an important part of protecting your business, but effective risk management should go beyond the policies you purchase. That’s why Higginbotham’s risk management team works alongside our clients to help them identify exposures, evaluate operational risks and develop practical strategies that support business continuity, workplace safety and long-term goals.
Our risk management services include:


Offering competitive employee benefits can help your organization to attract talent, support employee well-being and strengthen long-term retention. Higginbotham works with employers of all sizes to design, implement and manage benefits programs that align with their workforce needs, organizational goals and budget while providing hands-on guidance every step of the way.
A successful employee benefits program requires more than just the right plans. That’s why Higginbotham provides a range of consulting, compliance, communication and administrative services to support employers and employees throughout the year.
Protecting your home, vehicles and personal assets should start with an insurance strategy that reflects your lifestyle and priorities. That’s why, at Higginbotham, we take a tailored approach to personal insurance, working closely with individuals and families across the country to understand their needs and identify coverage options that align with their goals. And, our team is committed to being there for you year-round with responsive service and ongoing support.
Whether you’re insuring a home near the water, growing a business in downtown St. Petersburg or building a benefits package for your team, Higginbotham is ready to help you find the right fit. We take the time to understand your goals, your risks and what matters most to you and your business.
From your first conversation to your next renewal, you’ll have a dedicated local team backed by national resources. Contact us today to get started with a Higginbotham specialist.