Midland

4711 Briarwood Ave, Suite C, Midland, TX 79707

Monday - Friday: 8:30am - 5:00pm

Midland Insurance Brokers

At Higginbotham, we’re dedicated to providing comprehensive insurance and financial services tailored to meet the unique needs of our clients. With roots dating back to 1948, we’ve grown into one of the largest independent insurance firms in the nation by combining the personalized service of a local agency with the resources of a national broker. Our Midland team supports individuals and businesses in the Permian Basin with a wide range of insurance solutions. Whether you need auto insurance coverage, professional liability insurance or health insurance benefits, our dedicated team of brokers is here to help you navigate the complexities of the insurance landscape.

Learn More About Higginbotham

What We Offer

Personal Insurance

Business Insurance

Employee Benefits

HR Services

Financial Services

Personal Insurance in Midland, TX

Protecting your personal assets and your peace of mind is at the core of our personal insurance services. We understand that each individual’s situation is unique, which is why we take the time to understand your needs and offer guidance on the best coverage options. Then, we help you secure coverage from an array of options that are tailored to meet your specific needs, all with the goal of helping you protect what matters most to you.

Home Insurance

Your home is one of your most significant investments, and the right home insurance policy can protect it. Homeowners’ insurance can help cover damages, theft and other unexpected, covered events, helping to keep your property safe and secure.

Hispanic Family Laughing At Dinner Table

Life Insurance

Life insurance can offer financial security for your loved ones in the event of your passing. Our team of brokers can help you determine the right type of life insurance for your financial situation and long-term goals.

Family With Two Kids . Moment With Hugs Near Car

Car Insurance

Stay protected on the road with car insurance. From uninsured motorist to collision coverage, we can help you find an auto insurance plan that aligns with your driving needs, so you have the protection you need, no matter where the road takes you.

Father and son in lifejackets enjoying speedboat ride

Watercraft and Boat Insurance

Protect your boat and enjoy peace of mind while on the water. Personal watercraft insurance offers protection against accidents, theft and liability for your sailboat, motorboat, jet ski or other vessel.

Man With Riding Sport Motorbike Taking A Curve

Motorcycle Insurance

Whether you’re a daily rider or a weekend enthusiast, motorcycle insurance coverage can give you the protection you need on every ride.

Renters’ Insurance

If you’re renting a home, condo or apartment, renters’ insurance can help protect your personal belongings and provide liability coverage in case of accidents.

Farmer Using A Shovel To Bring Food Closer To The Cows On A Farm

Farm and Ranch Insurance

Farm and ranch insurance is designed to help safeguard your livelihood, equipment and property so you can keep your operation running in the face of unexpected challenges.

Midland Business Insurance

Running a business comes with its own share of risks. Our business insurance solutions are designed to help protect your enterprise from unforeseen events and liabilities, allowing you to focus on growth and success. We work closely with you to understand your business operations, assess potential risks and recommend appropriate coverage. Whether you are a small business owner or manage a large corporation, our Midland team is here to support you with personalized service and evidence-based advice.

General Liability Insurance

Commercial general liability (CGL) coverage helps protect your business from claims of bodily injury, property damage and other liabilities that can arise from daily operations. It is a fundamental part of any business insurance plan, providing essential protection against many common risks.

Commercial Property Insurance

Safeguard your business property, such as buildings, equipment and inventory, from risks like fire, theft and natural disasters. Our commercial property insurance policies are designed to help preserve your assets and keep your operations running smoothly.

Workers’ Compensation

Workers’ compensation insurance can help pay for eligible expenses, such as medical costs, for employees who become injured or ill while on the job. Workers’ comp helps to protect both your business and your employees.

Excess Liability (Umbrella) Coverage

Enhance your existing coverage with commercial umbrella insurance, which can offer additional liability protection beyond standard policies. This extra layer of coverage can help safeguard your business against claims that exceed the limits of your other policies.

Commercial Auto Insurance

Whether you have a single vehicle or a fleet, our commercial auto insurance helps protect your business’s vehicles and drivers from accidents, theft and other risks.

Employment Practices Liability Insurance

Protect your business from claims related to employment practices, such as wrongful termination, discrimination or harassment. Employment practices liability insurance (EPLI) can help cover legal defense costs and damages related to these claims.

Errors and Omissions (E&O)

E&O insurance helps shield your business from claims of negligence or mistakes in professional services provided to clients. This is essential for businesses that provide advice, consulting or other professional services.

Commercial Insurance Industry Specializations

Each industry has unique challenges and insurance needs, and you deserve an insurance broker who takes the time to get to know you and your business. While our commercial insurance specialists can help businesses of all sizes and industries, some of our specializations include the following.

happy-man-just-got-commercial-truck-insurance

Trucking and Transportation

Business People Meeting In Company Storehouse

Manufacturing and Distribution

Logging and Wood Products

Churches and Religious Organizations

habitational-insurance-for-your-organization

Condos and Apartment Buildings

Waitress Taking Customers Orders On Rainy Day

Restaurants and Food Services

Hospitality and Hotels

Nonprofit Organizations

Drill worker calculating data on tablet, oil refinery tasks near pump jack, processing facility. Oil industry

Oil and Gas Insurance

At Higginbotham, we understand the distinctive challenges faced by oil and gas companies. Our specialized oil and gas insurance solutions are designed to address the complex risks associated with the energy sector. From exploration and production to transportation and refining, we can help you secure comprehensive coverage that’s tailored to each stage of your operations. In addition to standard policies like general liability and property insurance, we offer specialized options, such as environmental liability coverage, control of well insurance and coverage for offshore operations.

Employee Benefits That Empower

Employee benefits play a crucial role in attracting and retaining talent. That’s why our employee benefits packages are designed to support your workforce and improve your company’s overall morale. We offer a wide range of benefit options to meet the diverse needs of your employees, including health insurance, financial planning and wellness programs.

Our Midland team will work with you to develop a benefits strategy that aligns with your organizational goals and budget. And, once your benefits program has been implemented, we provide personalized, year-round service to help you navigate the complexities that come with employee benefits.

Group Health Insurance: Offer your employees access to quality health care with group health insurance plans that are tailored to meet the needs of your team. With a range of options, including HMO, PPO, HRA and high-deductible health plans, we’ll help you find solutions that fit your team’s needs.
401(k) and Retirement Plans: Help your employees plan for their future with 401(k) and retirement plans. We offer a variety of plans that allow employees to save for retirement, providing them with peace of mind and financial security as they look toward the future.
Dental Insurance: Oral health is an important part of your employees’ overall well-being. Provide your team with dental coverage that includes preventive care, treatments and other dental services with group or voluntary dental insurance.
Vision Insurance: Good vision is essential for productivity and quality of life, and vision insurance can make it easier for employees to take care of their eyesight. Higginbotham’s vision insurance plans are designed to help your employees maintain their eye health with coverage for exams, glasses and contact lenses.
Life Insurance: One of the best gifts you can give your employees is financial security. Group life insurance can offer reassurance that their loved ones would be financially protected in the case of their passing.
Disability Insurance: Help support your employees during times of illness or injury with short-term and long-term disability insurance. These plans can provide income replacement, helping employees stay afloat financially while they recover.

Employee Benefit Services

Employee Health and Wellness Programs that support the physical and mental well-being of your team
Custom Benefit Communications so your employees understand their options and make the most of their benefits
Our in-house Employee Response Center that provides employees with a dedicated resource for questions, concerns and issues
Compliance Assistance so you can stay informed about benefit program requirements
Benefits Technology to streamline the enrollment, management and communication of your employee benefits

Your Insurance Partner in Midland, TX

Choosing the right insurance partner is crucial for protecting what matters most to you. At Higginbotham, we’re committed to providing personalized service and tailored insurance solutions to meet your unique needs. Our Midland team is dedicated to helping you navigate the complexities of insurance and employee benefits with confidence and clarity.

Whether you need personal insurance to protect your home and family, business insurance to safeguard your company or employee benefits to support your workforce, we’re here to help. Get in touch with our team and let us help you secure your future through comprehensive insurance solutions.

Talk to an Insurance Broker Who Cares

Midland

4711 Briarwood Ave, Suite C