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Habitational Insurance

Protect your assets. Secure your projects.

Higginbotham H ogo

Spotlight on: Habitational Insurance

As you look to protect your habitational operation, it’s wise to explore insurance options through the lens of the most mission-critical parts of your operation.

The habitational specialists at Higginbotham take the time to understand the specifics of each organization we serve. 

Because you deserve an insurance partner who works as hard as you do.

The Higginbotham Difference

Capable of getting things done that other brokers can’t, our transparent and authentic approach to insurance for habitational organizations provides peace of mind.

Our seasoned insurance professionals start with listening and end with custom insurance solutions tailored to the needs of your organization.

And our work doesn’t stop there.

We deliver year-round value with Day Two Services® that support your risk management efforts 365 days a year, helping control your risk and transforming your uncertainties into opportunities.

Because while insurance is our something, our customers are our everything.

To learn more about how our values-based approach creates value for you and your business, click here.

Or visit our Insights page to learn more about habitational risk management.

Work With a Seasoned Habitational Insurance Professional

Planning coverage around the countless risks facing the habitational industry can be overwhelming.

Not with Higginbotham in your corner.

We start with listening and end with custom insurance solutions. By making policies personal, we help you accomplish more.

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Looking for an insurance partner to help build your habitational business?

Higginbotham’s proven track record in the habitational space helps us get things done other brokers cannot. Our strong carrier relationships, seasoned team of habitational risk management professionals and Day Two Services® enable us to tailor insurance programs to your specific needs.

Habitational Risk Management

Higginbotham is committed to helping our multifamily clients shrink their overall exposure and manage their claims. Some of our risk management services include:

Loss Control

  • Manager Training Programs
  • On-site Inspections
  • Carrier Inspection Advocacy

Claims Management

  • Claims Reporting
  • Contractor Recommendations
  • Claim Tracking with Weekly Follow-ups with the Carrier Adjuster
  • Claims Advocacy in the Event of a Dispute

Contract Review

  • Review Contract Language of Vendor, Contractor and Owner Agreements as well as Association Declarations
  • Coverage Advocacy in the Event of a Claims Dispute

Online Risk Management Resources

  • Zywave/Mywave
  • Succeed

Meet Our Habitational Insurance Practice Leaders

Marty graduated from The University of Georgia Terry College of Business in 1990, earning a Bachelor of Business Administration in Risk Management & Insurance. He earned a Chartered Property Casualty Underwriter (CPCU) designation in 1992.

Before joining Higginbotham, Marty started as a National Accounts underwriter for The Travelers Insurance Company. In 1995 he became an Agent and later a Partner with Johnson & Bryan. In 1999 Marty helped found the Atlanta branch of the Insurance Office of America, where he was a Partner and served as a director on the board. Of his many accolades, the professional accomplishment he is most proud of is becoming the President of the Young Agents.

Marty’s focus and specialty is the real estate industry, particularly owners and property management companies for habitational risks, including associated business classes. The impact he wants to make in the industry is to equip clients with the knowledge to address risk activity through insurance, risk mitigation, and alternate risk transfer. He differentiates himself by continually involving himself and his associates in all phases of his clients’ accounts, becoming a part of the team, from marketing to claims. The most valuable lesson he learned from his education is that while education is essential, what you do with it is more so.

Managing Director
Marty Jones
Managing Director, LinkedIn

Meet Our Habitational Insurance Practice Leaders

William Blanchard is a Managing Director at Higginbotham, practice leader of our Construction Division, Surety division and co-practice leader of our Real Estate/Habitational specialty practice. William is a commercial broker and consultant with diverse experience in property and casualty. His risk expertise is focused on construction, surety and property insurance for real estate developers. William received a degree in Economics from The University of Texas at Austin. William joined Higginbotham in 1994. Based out of our corporate headquarters in Fort Worth, he leads a team of 30 sales, customer service and marketing representatives responsible for key business insurance accounts.

William is an avid outdoorsman who enjoys hunting, fishing and ranching. In his free time, he manages a ranch and is a Fort Worth Stock Show Syndicate member.

He also loves spending time with his wife Beth of 30 years, three daughters and his son.

Managing Director
William Blanchard
Managing Director, LinkedIn
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Not sure where to start? Talk to someone who wants to listen.

A great plan starts with a conversation. Let’s talk about what you need.

Talk to a Habitational Insurance Specialist

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