McAllen

1400 N McColl Road, Suite 105, McAllen, TX 78501

Monday - Friday: 8:00am - 4:30pm

Your McAllen Insurance Partner

Higginbotham has been a trusted name in insurance across Texas since 1948, and our McAllen team brings that same commitment right to the heart of South Texas. We know this community because we’re part of it, serving the families, businesses and organizations that make the Rio Grande Valley a strong community.

From personal coverage to commercial insurance and employee benefits, we bring the experience and resources to get you the coverage that makes the most sense for you. Whatever you’re looking for, we’re here to help.

Learn More About Higginbotham

What We Offer

Personal Insurance

Business Insurance

Employee Benefits

HR Services

Financial Services

Personal Insurance

At Higginbotham, we provide a comprehensive range of personal insurance offerings. Our team will work with you to help find the best coverage options for your situation, giving you the confidence that your loved ones and your assets are well-protected.

Home Insurance

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Car Insurance McAllen

Recreational Vehicle (RV) Insurance

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Life Insurance McAllen

Personal Watercraft and Boat Insurance

Motorcycle Insurance

Renters’ Insurance

Farm and Ranch Insurance

Business Insurance

We understand the unique challenges businesses and companies face every day, including the unique risks that come with doing business in south Texas. It’s our goal to provide a wide range of business insurance offerings to help protect your company from potential risks.

Commercial Coverages

General Liability Insurance

Commercial general liability coverage helps to protect your business against claims of bodily injury, property damage and personal injury.

Commercial Property Insurance

Commercial property insurance covers your business’s physical assets, including buildings, equipment and inventory.

Commercial Auto Insurance

If your business operations rely on vehicles, commercial auto insurance provides coverage for risks like accidents, damage and liability.

Worker’s Compensation

Workers’ compensation insurance can help cover medical expenses and lost wages for employees injured on the job.

Excess Liability (Umbrella)

For added protection, commercial umbrella insurance offers excess liability coverage that goes beyond your primary policies.

Business Owner’s Package (BOP)

Designed to meet the needs of small to medium-sized businesses, a business owners package combines multiple types of coverage into one convenient policy.

Employment Practices Liability Insurance (EPLI)

EPLI helps to cover claims related to employment practices, such as wrongful termination, discrimination and harassment.

Errors and Omissions (E&O)

E&O insurance is designed to protect your business against claims of negligence and mistakes in professional services ranging from consulting to software development.

Surety Bonds

Essential for contractors and businesses operating in the construction industry, surety bonds help to provide financial security and guarantee the performance of contracts and obligations.

Industry Specializations

Oil and Gas

Logging and Wood Products

Churches and Religious Organizations

Condos and Apartment Buildings

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Hospitality and Hotels

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Trucking and Transportation

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Nonprofit Organizations

Restaurants and Food Services

Employee Benefits

Providing competitive employee benefits is essential for attracting, retaining and maintaining top talent. At Higginbotham, we offer companies a wide range of employee benefit solutions that can be tailored to meet the diverse needs of your workforce.

Employee Benefit Services

Employee Health and Wellness

Our team can help create customized corporate wellness programs to support your employees’ overall well-being.

Benefit Communications

When it comes to maximizing your investment in benefits for your team, employee communication is key. We help provide clear and concise information about your benefit plans to your employees.

Benefits Compliance

Our benefits compliance services help to ensure that your benefit plans meet regulatory requirements.

Employee Response Center

Our in-house employee response center helps to provide support and answers to your employees’ benefit questions.

Benefits Technology

We offer benefits technology solutions to help manage and administer your employee benefits efficiently.

Benefit Offerings

Group Health Insurance: Our group health insurance plans help to provide comprehensive coverage for the medical needs of your employees and their loved ones.
Retirement Plans: Help your employees plan for their future with 401(k) and retirement plan options.
Dental Insurance: Our voluntary or group dental insurance plans help to cover preventive, basic and major dental care.
Vision Insurance: Provide your employees with access to eye care with group or voluntary vision insurance.
Life Insurance: Life insurance can offer financial security for your employees’ families in the event of their passing.
Short-Term and Long-Term Disability Insurance: Disability insurance plans can provide financial support to employees who are unable to work due to illness or injury.

McAllen Insurance Agents Working for You

At Higginbotham in McAllen, we’re committed to being your trusted insurance partner. As one of the largest independently owned insurance firms in Texas, we have the reach and resources to get you the coverage that meets all your needs.

Our team of dedicated professionals helps handle the complexities of insurance so you’re protected and confident in your coverage. Talk to one of our representatives today and discover the difference when your insurance broker is truly in your corner.

McAllen

1400 N McColl Road, Suite 105