Use of search implies consent to our privacy policy.
Use of search implies consent to our privacy policy.
6401 Poplar Ave, Suite 250, Memphis, TN 38119
Monday - Thursday: 8:30am - 5:00pm
Friday: 8:30am - 4:30pm
Formerly Mathis, Tibbets and Mathis
At Higginbotham, we pride ourselves on our knowledge and experience in a diverse array of industries and niches. When you pair this with our commitment to understanding your business’s needs and exposures, you get more than a commercial insurance broker – you get a partner that’s invested in the success of your business, both now and long-term.
While the lists below offer a snapshot of some of the coverages we offer and the industries we cater to, it is not exhaustive, so we encourage you to reach out to our team with insurance or bonding questions or quote requests.

In the dynamic field of commercial construction and home building, tailored insurance solutions are essential in helping to mitigate the industry’s multifaceted risks. Our team has experience in providing specialized construction insurance that can cover critical business aspects, such as general liability, project delays, property damage, builders’ risk, on-site accidents and environmental impact. Our goal is to equip construction businesses and home builders with the peace of mind they need to operate confidently, knowing that their projects, workforce and investments have the best possible protection.

The home health sector operates within a unique risk landscape where patient care, regulatory compliance and staff safety are all paramount. Higginbotham’s specialized approach to business insurance is designed to address these complexities with a comprehensive suite of coverage options. From professional liability and medical malpractice coverage to employee safety and risk management programs, we work alongside your organization to help mitigate potential exposures. Through year-round guidance, we help to equip you with robust protection that allows your team to focus on providing quality care with confidence.

The restaurant industry faces a combination of distinct risks, from kitchen fires to liquor liability issues, making tailored insurance coverage essential. With our specialized knowledge and experience in restaurant insurance, our team can help you create an insurance safety net that encompasses a full spectrum of coverages, such as property damage, workers’ compensation and food product liability. By providing year-round support, we’re committed to empowering your restaurant or culinary venture to thrive, even in the face of challenges.
Employee dishonesty, theft, funds transfer fraud and computer fraud are serious exposures, but surety bonds can help protect you and your business from these and other risks. Essentially, a bond is a three-party agreement in which one party (the surety) guarantees the fulfillment of the contractual and financial obligations of the second party (the principal) to the third party (the obligee). If these obligations are not fulfilled, the principal will owe the obligee the performance or debt. Because of this, obtaining a bond can help a principal to demonstrate their credibility and establish trust with the obligee.
Our expertise in surety bonds spans a wide range of bond types that are designed for contractors, corporations, small businesses and public entities, including experience with bid bonds, performance and payment bonds and financial guarantee bonds. Our Memphis bond specialists take the time to understand the risks and requirements of your operation, helping to ensure that we suggest the best bond options for your needs.
Our team’s mission goes beyond transactions and policies – we aim to help safeguard you and your loved ones against the unexpected through comprehensive, cost-effective coverage. Whether you’re in the market for auto, home, umbrella or another form of personal insurance, our approach is always individualized. We get to know you, your situation and your coverage needs to craft insurance packages that are designed to help ensure peace of mind for you and your family.
Whether you’re a small business owner or the HR director for a large corporation, your team is your most significant investment – and your most significant strength. Crafting an attractive employee benefits package is essential in recruiting and retaining high-caliber staff.
Our employee benefits professionals specialize in developing tailored benefits solutions that cater to your employees’ needs while managing costs effectively. Our focus is on enabling you to support and motivate your workforce, helping to cultivate a more cohesive and productive environment. Our employee benefits offerings include:
As one of the nation’s largest independently owned insurance firms, Higginbotham has the national resources and regional insight to help you confidently navigate your insurance and bonding needs. In 2022, we teamed up with Mathis, Tibbets & Mathis (MTM) to give the Memphis community access to even greater resources, while continuing to deliver the same local, people-first service that has always defined us.
Connect with a member of our Memphis team and discover how we can customize our services to fit your unique coverage needs.