Victoria

Commercial Insurance Policies

We can provide a comprehensive range of commercial insurance coverages to help to protect your business from various risks. These include:

Commercial General Liability

Protect your business from claims of bodily injury, property damage and personal injury with commercial general liability (CGL) insurance.

Commercial Property Insurance

Business property insurance protects your commercial buildings and the contents in them from damage or loss due to events such as fire, theft and natural disasters.

Worker’s Compensation

Help to protect your employees and your business with workers’ comp insurance. This coverage provides benefits for medical expenses and lost wages for employees who are injured on the job.

Business Auto Insurance

Whether you have a single vehicle or a fleet, commercial auto insurance provides coverage for your business vehicles and the employees who drive them.

Commercial Umbrella

Commercial umbrella insurance, also known as excess liability insurance, provides liability coverage beyond your standard policies, helping to protect your business from large claims or lawsuits.

Business Owner’s Package

A business owners package (BOP) combines multiple coverages into one policy, helping to simplify your insurance needs and provide comprehensive protection for your business.

Employment Practices Liability (EPLI)

Protect your business from claims related to employment practices, such as wrongful termination, discrimination and harassment, with the help of employment practices liability insurance.

Professional Liability

Errors and omissions (E&O) insurance provides coverage for claims arising from professional mistakes or negligence, helping to protect your business from financial loss.

Industry Specializations

No matter the size or scope of your business, your organization faces risks that are unique to the industry you operate in. Our team includes insurance professionals with specialized knowledge of various commercial industries, including:

• Manufacturing: Customized coverage that’s designed to optimize your manufacturing operation
• Logistics and Transport: Insurance that protects cargo, property, workers and logistics companies’ bottom line
• Crane and Rigging: Specialized insurance policies for crane and rigging businesses and operators
• Oil and Gas: Coverage for exploration, production and distribution activities, helping to protect your oil and gas operations from a wide range of risks
• Life Sciences: Coverage designed for risks faced by companies that research and manufacture medical devices, pharmaceuticals and biotechnology products
• Nonprofits: Insurance solutions that provide coverage for property, liability and other risks unique to nonprofit entities
• Restaurants and Food Services: Comprehensive coverage for restaurants and food service businesses, including coverage for property, liability and food spoilage
• Trucking and Fleets: Specialized insurance solutions for the trucking and transportation industry with coverage for vehicles, cargo and liability