Sidney

2621 Michigan Street, Sidney, OH 45365

Monday - Friday: 8:00am - 5:00pm

Insurance Brokers in Sidney, OH

Welcome to Higginbotham in Sidney, where our team’s commitment to personalized insurance solutions meets the unique needs of our community. As part of one of the nation’s largest independent insurance, financial and HR services firms, we offer a range of services to help protect what matters most to you. By leveraging our relationships with top insurance carriers, we’re able to give you multiple options so you can find a plan that fits your needs and budget.

For us, community is more than just a word – it’s the foundation of our identity. Founded as Community Insurance Group (CIG), our western Ohio team has been serving the individuals, families and businesses in our community for more than 25 years. In 2023, Community Insurance Group partnered with Higginbotham, gaining access to a national network of resources, and in 2025, CIG adopted the Higginbotham name. While our name has changed, our dedication to serving our clients and providing innovative insurance solutions hasn’t.

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What We Offer

Personal Insurance

Business Insurance

Employee Benefits

HR Services

Financial Services

Business Insurance

Running a business comes with risks, but the right insurance coverage can help safeguard your operations, employees and assets. We understand that every business is unique, and that’s why we take the time to understand your company’s needs before identifying and quoting coverage options.

Whether you run a small startup, a mid-sized company or a large enterprise, our team can help create an insurance and risk management strategy that’s designed to protect your business from the unexpected.

Commercial Insurance Policies

Commercial Auto Insurance

Commercial General Liability

Inland Marine Insurance

Business Property Insurance

Workers’ Compensation

Umbrella Excess Liability

Business Owners Policy (BOP)

Professional Liability Insurance

Equipment Breakdown

Surety Bonds

Insurance for Commercial Farms

Farming is more than a business – it’s a way of life. Agricultural operations face unique risks that can impact productivity, profitability and long-term success. From unpredictable weather conditions to equipment breakdowns, farmers need to be prepared for the unexpected.

Our team in Sidney specializes in providing tailored commercial farm insurance solutions that are designed to help safeguard your property, equipment, employees and financial stability. No two farming businesses are alike, and that’s why our insurance solutions can be customized to align with the specific exposures of your operation. Coverage options include:

Poultry Farm Insurance

Poultry farming is a complex industry with unique risks. Standard farm insurance policies may not provide adequate protection for poultry operations, so it’s essential to work with an insurance partner that understands the intricacies of the business. Whether your poultry farm is cage-free, confinement or free-range, our team has the experience and expertise needed to help protect your facilities, your livestock and your income.

Trucking and Fleet Insurance

The trucking industry plays a critical role in the supply chain, but it also faces significant risks ranging from accidents on the road to regulatory compliance. Whether you operate a large commercial fleet or work as an independent owner-operator, we can build a customized insurance program that’s designed to keep your business moving.

We work with trucking businesses of all types and sizes, including:

Long-haul and short-haul operators
Freight carriers
Dump trucks and refrigerated trucks (reefers)
Dry van operators
Hazardous materials (hazmat) transporters
Intermodal trucking companies
Bobtail operators
Agricultural haulers and flatbed trailer truckers
Motor truck cargo carriers

Trucking Risk Management

Insurance isn’t all we do. We also help our clients create a comprehensive risk management strategy that’s designed to keep workers safe, premiums down and operations undisrupted.

BASIC Score Monitoring
Certificates of Insurance (COIs)
DOT, FMSCA and PUCO Assistance
Driver Training and File Audits
Safety Rules and Procedures
Safety Communications
And Much More!

Propane and Fuel Oil Delivery Insurance

Energy distributors face a number of unique risks, so finding an insurance company that understands your special needs can be difficult. With a streamlined application process and competitive rates, our goal is to make it easy to get the right coverage for your operation.

Our insurance solutions are designed for businesses operating in energy and oil and gas distribution, such as:

Wholesale distributors of fuel oil, including bulk storage
Retail distributors of fuel oil to farms, homes and commercial establishments
Residential and commercial tank delivery, installation and servicing
Appliance and HVAC sales and services
Full or self-service gas stations and convenience stores

We care about the energy distribution industry and actively support trade associations, including multiple state Propane Gas Associations and national fuel oil industry organizations.

Personal Insurance

Life is full of unexpected events, but having the right personal insurance can provide peace of mind for you and your loved ones. Our team knows that personal insurance is not just about policies – it’s about protecting what matters most to you. That’s why we take a personalized approach to insurance, learning about your needs and situation before helping you choose the policies that best suit your lifestyle.

Auto Insurance

Young Mother And Father Walking With Baby Daughter In Stroller On Neighborhood Sidewalk

Home Insurance

RV Insurance

Life Insurance

Young female farm worker feeding calves on dairy farm

Hobby Farm Insurance

Watercraft and Boat Insurance

Motorsport and ATV Insurance

Renters’ Insurance

Female doctor examining senior male patient at her clinic

Individual Health Insurance

An Asian Chinese Male Patient Recovering From His Leg Injury And Walking With Crutches In The Hospital

Personal Liability (Umbrella)

Employee Benefits Brokers

No matter the industry, attracting and retaining top talent is essential for the success of any business. Competitive employee benefits can serve as a powerful tool for enhancing job satisfaction, workplace morale and employee engagement. But, every employer has unique challenges and goals when it comes to designing a benefits strategy. That’s where Higginbotham comes in.

Our team provides access to a range of benefit solutions that can be tailored to your team and your business objectives. Whether you’re looking to enhance your current offerings or build a new benefits program from the ground up, we can help you explore all of your options.

Benefit Solutions

Your Western Ohio Insurance Partner

We don’t believe in average. We strive to be remarkable in everything we do. When you work with us, you can expect:

Discover: Our first step is scheduling a time to talk with one of our specialists. We want to learn about you – your priorities, goals, passions, concerns and anything else you think is important.
Design: Once we understand your situation, we’ll come up with the best solution to meet your coverage needs and manage your risks.
Create: We work with a variety of insurance carriers, which helps us to find the best possible coverage and the best possible price. And, when you’re working with us, you don’t have to make sense of your options alone. We strive to be your partner and advocate.
Support: Your needs change over time, and we’re there with you every step of the way to help make sure your coverage is up-to-date. Insurance should be the last thing on your mind – because it’s the first thing on ours.

At Higginbotham, we’re more than just an insurance agency; we’re your partner in protection and success. Have questions or want to learn more about our services? Our team wants to hear from you. Talk to one of our specialists today to discover the Higginbotham difference.

Talk to a Member of Our Team

Sidney

2621 Michigan Street