Avon

36480 Detroit Rd, Avon, OH 44011

Monday - Friday: 8:00am - 5:00pm

Ohio Insurance and Employee Benefits

Choosing the wrong insurance agency and the wrong insurance policy can be catastrophic. At Higginbotham, we’re employee-owned and client-focused. Our Avon, Ohio, team is dedicated to getting to know the wants and dreams of our clients, and then helping them find practical, affordable insurance solutions.

In 2023, Botson Insurance Group partnered with Higginbotham, combining the strength of a national brokerage with the personalized attention of our local Botson team. We know that every individual and business is different, and we work hard to build long-term relationships that are grounded in trust, transparency and dedication.

With our individualized personal service, knowledgeable specialists and comprehensive coverage options, we’re here to provide you with less stress and the peace of mind that comes from knowing your property is protected and your wants and needs are met.

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Learn More About Higginbotham

What We Offer

Business Insurance

Personal Insurance

Employee Benefits

HR Services

Financial Services

Business Insurance

As a business owner or manager, protecting your business, your assets and your employees is crucial. So is working with an insurance broker that understands the unique risks and potential coverage gaps associated with your industry.

The Higginbotham team in Avon, Ohio, combines industry-specific expertise with personalized service to help mitigate your risks and cover your operations with competitively priced commercial insurance options. You’ve worked hard to lead your organization to where it is today. Let Higginbotham’s team in Avon help you to obtain better protection, better prevention and safety tools, and better profits in the long and short term.

Industry Specializations

Landscaping Contractors
Trade and General Contractors
Green Industry Wholesalers and Suppliers
Trucking (Local and Long-Haul)
Equipment Dealers
Food Distributors
Building Owners
Manufacturers

Commercial Coverages

Commercial Auto
Equipment Coverages
Commercial General Liability
Umbrella Insurance
Business Property
Workers’ Compensation
Surety Bonds
Errors & Omissions and Faulty Workmanship
Cyber Risk Liability
Employment Practices Liability

Risk Management

Safety Manuals and Training Resources
Industry Specific Resources
Written Fleet, Field and Subcontractor Resources
Cyber Risk Prevention Resources
Business Continuity Planning Resources
OSHA Compliance and Reporting Tools
Risk Technology Solutions
Audit Assistance Programs

Man riding sit on lawnmower mowing grass

Landscaping Contractor Insurance

As a landscaping contractor, your work is hands-on and often unpredictable. From building an outdoor oasis, mowing and maintaining properties to plowing snow, your daily operations expose you to various risks that require specialized insurance. Our team in Avon offers tailored solutions to help you protect your business while you focus on growing it. Our clients include a number of green industry contractors, who work in areas like:

Design and Build
Lawn Maintenance
Lawn Care and Fertilizing
Snow and Ice Removal
Pool Installation and Service
Tree Trimming and Tree/Stump Removal
Sprinkler and Irrigation Systems
Excavation

Insurance for Trade Contractors

Trade contractors play an essential role in the construction and maintenance industries, but this responsibility brings unique risks. Whether you’re a sole proprietor or manage a team, our specialists understand the challenges you face, and we offer tailored coverage to meet the needs of skilled professionals. Our business insurance clients include contractors working in a variety of industries and trades, such as:

Heating, Ventilation and Air Conditioning (HVAC)
Plumbers
Electricians
Roofing and Flooring
Drywall Installation
Carpenters and Welders
Heavy Equipment Operators
Commercial and Home Painting
Pool and Spa Construction
Window Cleaning
Pest Control
Appliance Repair

Insurance for Restaurants

Operating a restaurant, café, catering company or food truck involves managing a wide range of responsibilities, from food preparation to employee safety and customer service. With so much at stake, having the right insurance coverage is essential. That’s why our team works to understand your business goals, risks and coverage needs, and then we deliver cost-effective, tailored insurance solutions. Whether you’re focused on expanding your business, maintaining compliance or managing everyday risks, we’re here to help.

Transportation and Trucking Insurance

For trucking and logistics companies in Ohio and beyond, staying prepared for the challenges of the road is essential. At Higginbotham, we recognize the complexities of operating in this fast-paced industry, and that’s why we provide customized insurance solutions to address your specific needs. From covering potential liabilities to protecting your fleet and cargo, we’re dedicated to supporting you every step of the way so you can focus on keeping your business moving efficiently and safely.

Personal Insurance

Juggling multiple insurance policies can be overwhelming, but Higginbotham’s team can help simplify your personal insurance needs. We work with the nation’s top insurance carriers and advocate in your best interest to help secure the most favorable terms for your coverage. Whether you need home, boat, auto or life insurance, we’re dedicated to helping you protect what matters most.

Car Insurance

Father Pushing Daughter On Garden Swing At Home

Homeowner’s Insurance

Renters’ Insurance

RV Insurance

Wide Shot Of Families Relaxing On Deck Of Sailboat While On Vacation

Boat Insurance

Umbrella Liability Insurance

Lovely Couple Embracing Their Newborn Daughter On The Couch.

Life Insurance

Flood Insurance

Farm and Ranch Coverage

Employee Benefits

Attracting and retaining top talent is about more than just offering competitive salaries – it’s also about providing meaningful benefits that support overall health and wellness. That’s why Higginbotham offers comprehensive employee benefits solutions that are designed with your workforce, budget and organizational goals in mind.

But our approach goes beyond developing benefits packages and securing coverage. We also provide year-round service that includes assistance with open enrollment, wellness programs, employee benefit communications, compliance support and much more. And, our in-house Employee Response Center is available for your employees, providing a direct line of support and allowing your HR team to focus on core tasks.

Life Insurance

From universal life policies to return of premium riders and individual to business-owned policies, our team in Avon, Ohio, will help determine your life insurance needs and create innovative financial solutions designed to protect your loved ones while building toward your financial goals.

Business Owner Life Insurance

Buy-Sell Life Insurance

Key Person Life Insurance

Worksite Life Insurance

Charity-Owned Life Insurance

Your Insurance Partner in Avon, OH

Higginbotham is more than an insurance provider. Our team in Avon is a trusted partner committed to helping businesses and individuals protect what matters most. Since 1948, our approach has been rooted in listening first and then delivering tailored personal and business insurance, employee benefits, life insurance and financial services that are designed around your unique needs.

Get in touch with a member of our team today to learn more and discover the Higginbotham difference.

Avon

36480 Detroit Rd