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Boca Raton

301 Yamato Road, Suite 1200, Boca Raton, FL 33431

954-772-9320

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Employee Benefits Brokers in Boca Raton, FL

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At Higginbotham in Boca Raton, our team is focused on helping employers to design and manage strategic benefit programs. With decades of experience and long-standing relationships with many of the state’s top carriers, we offer broad market access, hands-on support and tailored solutions – all aimed at helping your organization to control costs, ease administrative burdens and improve employee well-being.

Higginbotham entered South Florida in 2024 after joining forces with Adams Benefit, a family-operated agency specializing in employee benefits and HR support. Since its founding in 1975, Adams Benefit has been committed to bettering our Boca Raton community.

While our team now does business under the Higginbotham name, you’ll find the same familiar faces providing the same best-in-class service to our valued clients.

Learn More About Higginbotham

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What We Offer

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HR Services

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Employee Benefits

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Business Insurance

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Personal Insurance

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Financial Services

Employee Benefits Brokers

Employee benefits can be the key when it comes to retaining your employees, and our Boca Raton team can provide employee benefits solutions that are designed to balance cost control with employee satisfaction. With deep market access and a hands-on service model, we work to simplify complex benefits processes and support the long-term success of your workforce.

Benefit Plans

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Group Health Insurance

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Group Disability Insurance

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Group Dental Insurance

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Group Life Insurance

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Vision Insurance Plans

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Long-Term Care

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401(k) and Retirement Plans

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Voluntary Benefits

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Medical Gap Insurance

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Self-Insured Plans

 

Benefit Services

At Higginbotham, our goal is to add value and provide comprehensive, cost-effective employee benefit programs for our clients. That’s why we have a multidisciplinary team that provides our employee benefit clients with year-round value. The services we offer include:

Plan Analysis and Design

We evaluate your current program and use claims forecasting to help identify future risks and cost drivers.

Carrier Negotiation

Our long-term relationships with carriers allow us to better negotiate on your behalf to increase benefits and minimize costs.

Compliance Support

Our team can help you understand and comply with regulations, including COBRA, ACA, HIPAA, FMLA and ERISA.

Claim Adjudication

We help review and resolve complex claims by working directly with your employees and insurance carriers.

Open Enrollment

Our enrollment specialists can help plan and execute your open enrollment process from start to finish.

Employee Education

We offer in-person or virtual support to help your employees understand their benefits with clear, accessible communications that are designed with engagement in mind.

Wellness Programs

From smoking cessation programs to weight loss challenges, our population health specialists can help your organization create wellness initiatives that speak to your team.

Pharmacy Benefit Management (PBM) Analysis

We offer support with pharmacy benefit strategies by helping you evaluate your options, understand drug cost drivers and align your pharmacy benefits with your overall health plan goals.

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Financial Services

Our Boca Raton team offers financial services that are designed to support individuals and businesses at every stage of life and growth. Whether you’re planning for retirement, preparing for the future of your business or securing disability and life insurance to give your loved ones financial security, we provide strategies that are tailored to your goals.

Personal Insurance

Higginbotham provides personal insurance solutions that are designed to help protect what matters most to you. Whether you need coverage for your home, vehicle or other assets, we work to match you with policies that fit your lifestyle and budget.

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Homeowners’ Insurance

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Auto Insurance

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Renters’ Insurance

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Flood Insurance

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Valuable Items

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Hurricane and Wind

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Personal Liability

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Individual Health

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Private Client

Human Resource Consulting

Companies, especially those that are growing, need to regularly examine their HR practices from a compliance standpoint. In a time of ever-changing regulations, remaining compliant requires constant vigilance. The risks and costs of noncompliance are high. That’s why many companies retain a third party like Higginbotham to perform reviews and provide an honest, unbiased assessment.

Our HR consultants can provide support in a variety of areas, such as:

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South Florida Business Insurance

Businesses in South Florida face a unique set of risks, from the coastal weather to evolving regulatory requirements. At Higginbotham, we understand the local landscape because we’re part of it. Our team works with businesses to deliver commercial insurance solutions that are designed to reduce risk and support operational continuity.

We take a personalized approach to help protect what you’ve built. With options ranging from professional liability and EPLI coverage to workers’ compensation and general liability policies, we tailor coverage to align with your business objectives and risk profile. Higginbotham is your insurance partner, here to help you face today’s challenges and to prepare for what’s ahead.

Our clients span across all industries, including:

Your Insurance Partner in Boca Raton, FL

Our Boca Raton team is proud to continue serving our community with the same dedication that’s defined us for decades. We’re dedicated to staying ahead of industry trends and continuously evolving to meet the unique needs of each of our clients.

With deep roots in South Florida and the strength of a national network behind us, we strive to make a meaningful impact on your business, our Boca Raton community and beyond.

It all starts with a conversation. To learn more about how Higginbotham can be your insurance and employee benefits partner, connect with a member of our Boca Raton team today.

Boca Raton

301 Yamato Road, Suite 1200