Cleburne

401 N Ridgeway Drive, Cleburne, TX 76033

Insurance in Cleburne, TX

For over 50 years, Marshall Young Insurance has built a reputation as a trusted insurance agency dedicated to protecting businesses, individuals and families across Texas. Established in 1965, Marshall Young grew from humble beginnings into a respected name in Johnson County. In the process, several local agencies joined the Marshall Young family, including The Hallman Agency, Reid-Smyth Agency, The Gage Forrest Agency, Mahan Insurance Sales, Jane Massey Insurance and Moser-Goree Germania Agency.

Our team has been known for serving multiple generations of clients with integrity and personalized service. Today, Marshall Young Insurance is proud to continue that legacy under the Higginbotham name, bringing expanded resources and expertise while maintaining the same commitment to care that has defined us for decades.

While our name has changed, the heart of our business remains the same: prioritizing relationships, providing tailored insurance solutions and ensuring that our clients receive the guidance they need to protect what matters most to them.

Learn More About Higginbotham

What We Offer

Personal Insurance

Business Insurance

Employee Benefits

HR Services

Financial Services

Business Insurance

No matter the industry, managing a business comes with a wide range of risks. Having the right insurance coverage can help mitigate them by safeguarding operations, protecting financial assets and ensuring business continuity.

At Higginbotham, we believe in being more than just an insurance broker. We’re a partner to our clients, helping them to build their business with comprehensive insurance coverage and risk management solutions. From builders’ risk and business interruption to cyber liability and umbrella insurance, our team can help your business find the protection you need.

Energy, Oil and Gas Business Insurance

The oil and gas industry involves a fast-paced, high-risk environment where businesses must navigate complex regulations, changing market conditions and significant safety concerns. From propane dealers to crude oil haulers, each business within the industry faces unique challenges that require specialized risk management and insurance strategies.

Higginbotham’s team in Cleburne includes experienced insurance agents with specialized knowledge of the energy industry and its risk landscape. Our agents specialize in creating tailored solutions for businesses that include:

Propane Dealers and Distributors
Petroleum or Oil Marketers/Jobbers
Oil Wholesalers and Retailers
Heating Fuel Dealers
Bulk Oil Operators
Salt Water and Crude Oil Haulers
Trenching, Excavation and Well Drilling Services
Transporters and Brokers (Common Carriers)

Common Oil and Gas Insurance Policies

Additional Industry Specializations

In addition to our expertise in energy sector insurance, our team has extensive knowledge of and experience working with several other specialized industries, including:

Portable Sanitation, Septic and Toilet Rental

Businesses in the portable sanitation industry face exposures related to environmental liability, equipment damage and accidents during transport, but specialized coverage can help protect against these risks.

Pest Control and Fumigation

Coverage for contractors and exterminators can address property, liability and business disruption risks associated with services like rodent control, structural fumigation and small animal removal.

Equipment Dealers

Equipment suppliers and dealers must manage risks tied to product liability, property damage, supply chain disruptions, equipment failures and more. Insurance solutions can help cover these liabilities.

Day Care Centers

Whether for independent operators, franchises or nonprofits, insurance policies for childcare providers can offer financial protection against claims related to child safety, employee liability and property damage.

Gyms and Fitness Centers

Member injuries, faulty equipment and property damage can put your fitness center at risk, but the right coverage can help protect your operations, covering everything from group fitness classes to personal training.

Landscaping Contractors

Customized insurance for landscapers can help manage exposures and liability related to heavy machinery, employee accidents and third-party property damage, among others.

Churches and Places of Worship

Protect your faith-based institution with insurance that covers your organization’s property, religious leaders, community events, volunteer activities and more.

Restaurants

Restaurant insurance can help cover losses from covered events like fires, foodborne illness claims, employee injuries and other industry-specific risks faced by your business.

Personal Insurance

Protecting what matters most starts with having the right personal insurance coverage. For more than five decades, Higginbotham’s team in Cleburne has been helping individuals and families find insurance solutions that are tailored to their unique needs. Whether you need insurance for your home, vehicle, personal property or other valuable assets, we work to provide coverage options that align with your lifestyle, priorities and budget.

Father And Son On Golf Course Smiling At Each Other

High Net Worth Insurance

Adventurous Married Couple With Little Baby Standing Beside Their Car In Nature On A Sunny Day

Car Insurance

Home Insurance

Watercraft Insurance

Senior Couple Walking On A Beach Together

Life Insurance

Renters’ Insurance

Farm and Ranch Insurance

Young multi-ethnic family walking outdoors at beach house

Vacation Home Insurance

Umbrella (Excess Liability)

Individual Health Insurance

Employee Benefits Brokers

At Higginbotham, we understand that your employee benefits packages should promote well-being and show your appreciation for your team in the most cost-efficient way possible. Our Cleburne team can help make this process easier with our comprehensive approach to insurance and employee benefits.

By taking the time to understand what drives your business and your team, we’re able to deliver benefit plans and packages that are tailored to your organization’s priorities, values and budget. Our integrated approach includes a variety of in-house services that are designed to simplify the management of employee benefits and eliminate the need for your HR team to coordinate with multiple service providers. We’re committed to creating a smoother, more efficient experience for both you and your employees.

Benefit Plans and Services

Your Insurance Partner in Cleburne, TX

Our team of insurance agents are dedicated to providing personalized insurance solutions with a relationship-first approach. When you choose Higginbotham as your insurance broker, you get a lot.

Personalized Service: Our agents take the time to understand your needs and guide you through the insurance selection process.
Comprehensive Coverage: We offer a range of insurance options to meet your unique requirements. Whether you need coverage for your home, car, business or more, we can get you covered.
Local Expertise: As DFW residents ourselves, our team has a deep understanding of the unique needs and risks faced by individuals and businesses in our community.
Competitive Rates: Thanks to our relationships with leading insurance carriers, we’re able do the shopping for you, helping you secure the best possible rates.
Claims Assistance: We’re here for you when you need us most. Our team is committed to providing support if you need to file a claim or have policy questions.

Get in touch with one of our experienced agents today and discover how Higginbotham can help you protect what matters most through insurance that’s tailored to your needs.

Request a Quote

Cleburne

401 N Ridgeway Drive