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Jackson

380 Carriage House Dr, Jackson, TN 38305

731-664-4750

Monday - Friday: 8:00am - 5:00pm

Formerly Thompson & Smith

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Insurance in Jackson, TN

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Your family, business and belongings are what matter most, and at Higginbotham, we’re here to help you protect them. From insurance to employee benefits to risk management, we provide a single-source solution that’s tailored to your specific needs.

Higginbotham has helped protect communities nationwide since 1948. Our local team in Jackson combines regional insight with national capabilities to deliver coverage you can depend on.

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Business Insurance in Madison County, TN

Jackson’s economy is powered by a diverse range of industries, ranging from health care and construction to manufacturing and food service. Each type of business faces unique risks, and we help owners and managers to anticipate and address potential challenges before they can become setbacks.

At Higginbotham, we don’t believe in one-size-fits-all coverage. Instead, we work with you to evaluate your exposures, explain your coverage options and design an insurance and risk management program that makes sense for your business.

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Construction Insurance

Construction is a vital part of West Tennessee’s growth, and contractors face some of the most complex risks in business. Delays, equipment breakdowns, worker injuries and other risks have the potential to disrupt projects and increase costs.

Higginbotham works with construction companies of all sizes to design coverage that fits their specific exposures. Coverage options may include:

Surety Bonds

For many businesses, particularly those in the construction industry, surety bonds are essential for doing business in Jackson and beyond. They serve as a financial guarantee that your company will meet its obligations, such as completing a construction project on time or complying with relevant regulations.

Our team understands that the bonding process can feel complicated. That’s why our surety professionals work with you to determine which type of bond you need and then help you to secure it.

Every bond comes with unique requirements, and our goal is to guide you through the details, help you prepare necessary documentation and provide ongoing compliance and bonding support.

Employee Benefits Brokers

For Tennessee employers, offering a strong benefits package is often just as important as providing competitive pay and a healthy work environment. The right benefits strategy has the potential to boost employee well-being while helping your organization to attract and keep top talent. But, designing a program that meets the needs and wants of your team while managing a benefits budget is no small task.

That’s where Higginbotham comes in. We act as your advocate in the benefits marketplace, helping you to evaluate options, compare plan pricing and build a comprehensive benefits program that’s tailored to your workforce. And, our role doesn’t end once your plan begins – with our Day Two Services®, we provide in-house resources to help you manage enrollment, stay compliant with regulations and keep your employees informed about their benefits.

Personal Insurance Coverage

At Higginbotham, we believe that your personal insurance coverage should reflect the life you live. Many Jackson residents balance family, work and community involvement, and each of these areas comes with responsibilities that are worth protecting.

At Higginbotham, we help you to identify coverage that aligns with your needs, lifestyle and long-term goals. We take the time to explain your options and provide access to leading insurance carriers with a wide range of policy offerings. Our personal insurance solutions include:

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Single mother playing with young sons in front of house
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Insurance Brokers Working for You

Higginbotham has supported families and businesses throughout Tennessee for many years. Thompson & Smith became part of our team in 2024, strengthening our footprint in Tennessee and adding valuable expertise in construction insurance.

Connect with a member of our Jackson team today to learn how we can help you protect what matters most.

Jackson

380 Carriage House Dr