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Lake Charles

Name: Higginbotham
Address: US
Telephone: 337.475.7441

700 W Prien Lake Rd, Ste 200 Lake Charles, LA 70601

337.475.7441

Bonds and Business Insurance in Lake Charles

The Higginbotham team in Lake Charles, Louisiana, embodies our commitment to combining local service with a national reach. Our personalized approach to insurance and employee benefits helps ensure that every client receives tailored solutions that align with their needs and long-term objectives.

McElveen Insurance was founded in 2013 by Doug and Amanda McElveen as a commercial insurance and bond agency with a focus on providing insurance products to construction businesses. Now, as part of Higginbotham, our Lake Charles team leverages their specialized experience with Higginbotham’s suite of services to provide comprehensive and strategic solutions to construction companies and contractors across the United States.

Learn More About Higginbotham

What We Offer

Business Insurance

Employee Benefits

HR Services

Personal Insurance

Financial Services

Lake Charles Business Insurance

In today’s dynamic business environment, safeguarding your assets, operations and personnel is crucial. Our Lake Charles office specializes in providing tailored business insurance solutions that help protect the well-being of your company from various risks.

Insurance serves as the backbone of business risk management. Recognizing the diverse threats that businesses face today, from cyberattacks to legal liabilities, Higginbotham offers a robust portfolio of insurance products designed to mitigate these risks. Our proactive approach ensures that businesses in Lake Charles can operate with confidence, knowing their interests are protected against unforeseen events. We help to structure comprehensive risk management programs that address the nuances of each risk area, providing peace of mind and stability.

Insurance serves as the backbone of business risk management. From cyberattacks to workplace injuries, your business faces a variety of threats. That’s why Higginbotham offers a range of insurance solutions designed to mitigate these risks. Our proactive approach helps ensure that your business can operate with confidence, knowing you and your team are protected against many unforeseen events. We also help structure comprehensive risk management programs that help address the nuances of your industry, operations and overall situation.

Coverages

Each commercial insurance policy is designed to address a specific area of risk and can be tailored to fit the unique needs of your business. Our comprehensive suite of business insurance policies includes:

Industries

By combining personalized service with industry-specific expertise, our Lake Charles team provides solutions that are not only comprehensive but also relevant to the unique landscape of your business.

With specializations in the oil, gas and excavating and construction industries, we’re equipped to provide businesses and individuals that operate in distinct, high-risk environments with insurance coverage that protects their exposures.

Surety Bonds

Surety bonds can be an essential part of business agreements and project contracts, providing a guarantee that helps strengthen trust between parties. We offer bonds for various stages and aspects of projects to help ensure compliance and fulfillment of contractual obligations. These include:

Construction Insurance

We understand the risks involved in the construction industry, and our Lake Charles team specializes in providing construction insurance to businesses and individuals working in this field. Our solutions include specialized policies like builders’ risk (course of construction) insurance, which is designed to help cover your construction project in the case of damage or financial loss.

Our team knows that each project brings its own unique risks, and that’s why our insurance products and surety bonds are tailored to provide protection and support. This can include detailed risk assessments and claims assistance throughout the project’s lifecycle, allowing your business to focus on successful completion of the project without having to worry about all the exposures you face.

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A Female Construction Worker Looks At Site Plans

Contractor Insurance Products

At Higginbotham in Lake Charles, we recognize the critical role that contractors play in our local economy and in the economies of the surrounding states and regions. That’s why our team specializes in insurance products for commercial and industrial contractors. Recognizing the risks faced by contractors, our team delivers not just insurance, but a risk management approach that’s designed to enhance both security and operational efficiency. Whether you’re an individual civil contractor or manage a team of pipeline subcontractors, our offerings are designed to support the unique challenges you face.

Contractor Coverages

In addition to the broader commercial insurance policies detailed above, Higginbotham offers coverage options that are tailored to the demands and risks of the contracting industry. These include:

Contractor Surety Bonds
Contractors Equipment Insurance
Contractor General Liability
Underground (Service Line) Coverage
Industry-Specific Coverages

Types of Contractors We Insure

Our deep understanding of the contractor industry allows us to offer relevant and effective coverage options. We cater to a broad spectrum of contractors, including:

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General Contractors and Subcontractors

Coverage for all aspects of construction projects, from initial design to final construction.

Male and female construction engineers with drawings comparing data

Civil Contractors

Infrastructure projects including roads, bridges and public works, where precision and adherence to safety standards are paramount.

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Street and Road Contractors

Addressing risks associated with public and private roadway construction and maintenance.

Water/Sewer Utility Contractors

Coverage for those involved in the installation and maintenance of water and sewer systems.

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Directional Drilling Contractors

Insurance for contractors who use directional drilling techniques for utility and infrastructure projects.

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Oil and Gas Contractors

Robust coverage for high-risk contractors operating in the energy sector.

Pipeline Contractors

Protection for those involved in the construction and maintenance of pipelines, including lines transporting oil, gas and chemicals.

Industrial Contractors

Tailored solutions for contractors in the industrial sector facing complex machinery and significant risks.

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Employee Benefits

We understand that your employees are your greatest asset. That’s why we offer employee benefit solutions that help support the health, well-being and financial security of your team members. We can help you navigate the complexities of benefits planning and administration, ensuring that your offerings align with both employee needs and business objectives.

From group health insurance to disability insurance and everything in between, our employee benefits team is there to help you select the best benefits options for your employees. And, we don’t stop there. Higginbotham offers a range of in-house services designed to provide year-round support, including benefit communications, compliance assistance, benefits administration and population health management.

Your Business Insurance Partner

Our Lake Charles team is dedicated to serving our local community with integrity and professionalism. At Higginbotham, we are more than just your insurance broker; we’re your partners in success. Get in touch with our team today to learn more about our offerings.

Talk to an Insurance Broker Who Cares

Lake Charles

700 W Prien Lake Rd, Ste 200 Lake Charles, LA 70601