Lafayette

4906 Ambassador Caffery Pkwy Bldg B, Lafayette, LA 70508

Monday - Friday: 8:00am - 5:00pm

Commercial Insurance in Lafayette

Businesses in Lafayette and along the Gulf Coast need more than standard coverage; they need a partner who understands the region and all that comes with it. Higginbotham is proud to be that trusted partner for commercial clients across Louisiana and beyond.

Howard Risk Advisors was founded in 2010 to meet the insurance needs of medium- to large-size businesses. The Howard team joined forces with Higginbotham in 2024, gaining expanded resources and a national network. With a dedicated staff whose combined insurance experience totals more than 100 years, our local team understands the complex needs and unique exposures faced by businesses across Louisiana and the Gulf Coast.

Providing excellent service is a standard we’ve held since day one. Our team remains deeply rooted in the community we call home, delivering the experience and local knowledge that you deserve.

Learn More About Higginbotham

What We Offer

Personal Insurance

Business Insurance

Employee Benefits

HR Services

Financial Services

Business Insurance Brokers

Businesses in Louisiana operate in a dynamic environment that’s shaped by a variety of industries, each with its own set of risks. Our team in Lafayette focuses exclusively on helping businesses to manage those risks through customized commercial insurance solutions.

At Higginbotham, we take a consultative approach to insurance. That means we begin by developing a clear understanding of your operations, contractual obligations and long-term business goals. From there, we identify potential exposures and structure coverage options that align with your needs and your budget. Our access to a broad network of insurance carriers allows us to present competitive options while maintaining flexibility as your business evolves.

Risk Management and More

We know that insurance is just one part of a broader risk management strategy. That’s why our team works alongside your business to provide ongoing guidance and support throughout the lifetime of your policy. This includes services like:

Commercial Coverages

Commercial General Liability

Commercial Property Insurance

Excess Liability (Umbrella)

Workers’ Compensation

Business Auto Insurance

Equipment Breakdown

Professional Liability (E&O)

Directors and Officers (D&O)

Employment Practices Liability (EPLI)

Cyber Liability Insurance

Crime Insurance

Manufacturing Insurance

Construction Insurance

Medical Malpractice Coverage

Pollution Liability Insurance

Louisiana Surety Bonds

Surety bonds play an important role in many industries, acting as a financial guarantee that contractual or legal obligations will be met. Our Lafayette team works with contractors, business owners and organizations to help secure bonds that align with project requirements and compliance standards.

Your Business Insurance Partner

Higginbotham brings nearly eight decades of experience, broad resources and a national reach to businesses across Louisiana. Our partnership with Howard Risk Advisors adds deep local knowledge and long-standing relationships that are built right here on the Gulf Coast.

Whether you’re navigating the complexities of coastal exposures or seeking comprehensive commercial coverage, our Lafayette team is equipped to deliver solutions tailored to your business. Contact us today to speak with an insurance specialist who understands your goals.

Lafayette

4906 Ambassador Caffery Pkwy Bldg B