Georgetown

4701 Williams Dr Bldg 4, Georgetown, TX 78633

Monday - Friday: 8:30am - 5:00pm

Please note, our office is closed for lunch from 12pm to 1pm.

Insurance in Georgetown, TX

Georgetown is one of the fastest-growing cities in the country, and our local team is growing right alongside it. At Higginbotham, we understand the risks that come with that growth firsthand, from storms and flooding to the exposures that come with new construction and expanding local businesses.

We’ve been protecting Texas families and businesses since 1948, and Georgetown joined that legacy in 2025 after we teamed up with Program Insurance Group, a family-owned agency built by Doug Groves and known nationwide for EZ CERT.

Our comprehensive services, including business insurance, personal insurance and employee benefits, are tailored to meet your specific needs. We bring national resources with a local, relationship-first approach, so you get more than a policy: you get a team that’s invested in you.

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Learn More About Higginbotham

What We Offer

Personal Insurance

Business Insurance

Employee Benefits

HR Services

Financial Services

Business Insurance

Every business faces risk, but those risks can look very different depending on your industry, operations and goals. Higginbotham works with businesses of all sizes to identify exposures and develop commercial insurance solutions that are tailored to their needs.

With local knowledge backed by Higginbotham’s national resources and carrier relationships, our business insurance specialists can help you explore policy options to protect your property, people and operations. And, as your business grows and your risks evolve, our team is there to provide ongoing support throughout the life of your policy.

Commercial Policy Options

General Liability Insurance

Commercial Auto Insurance

Business Property Insurance

Workers’ Compensation

Umbrella (Excess Liability)

Business Owners Policy (BOP)

Business Interruption

Errors and Omissions (E&O)

Surety Bonds

Employment Practices Liability (EPLI)

Cyber Liability Insurance

Inland Marine Insurance

Construction and Homebuilder Insurance

Homebuilders, contractors and remodelers face a wide range of risks on the job, from property damage and employee injuries to equipment losses and liability claims. Our Georgetown team has specialized experience helping construction professionals evaluate their risks and find cost-effective insurance solutions.

Depending on your business and the work you perform, recommended insurance coverages may include builders’ risk, general liability, workers’ compensation, commercial auto, bonds, equipment breakdown, business property or more. At Higginbotham, our team takes the time to understand how you operate, the projects you take on and the risks you encounter so we can help you explore the coverage options that best fit your business.

Franchise Insurance

Franchise businesses have insurance needs that are shaped by their industry, operations and franchisor relationship. Higginbotham’s team in Georgetown has experience working with franchise owners and understands the coverage requirements and liability exposures that can come with operating under an established brand.

We work with franchise businesses across a variety of industries, including home health care, hotels and motels, retail stores, restaurants and more.

Our team can help you evaluate your risks and franchise requirements, then explore insurance options that are tailored to your individual operation. With access to a broad network of insurance carriers, we can help you build an insurance and risk management program that supports your business as it evolves.

Franchisor Insurance Certificate Tracking

Managing insurance requirements across a franchise network can be a major administrative responsibility. Through EZ CERT, our Georgetown team offers certificate tracking and insurance compliance support for franchisors.

EZ CERT helps to track and manage franchisees’ insurance compliance based on the coverage requirements established in the franchisor’s Franchise Disclosure Document (FDD). This service can help franchisors monitor certificates of insurance and identify franchisees whose coverage may not meet established requirements.

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Personal Insurance

At Higginbotham, we know that personal insurance isn’t just about buying a policy; it’s about understanding what you want to protect and finding coverage that fits your needs and your budget. That’s why we take a personalized approach by getting to know your lifestyle, assets and concerns before helping you explore your insurance options.

With access to a broad network of insurance carriers, our team can help find coverage options based on your priorities and budget. And, as your life changes, we’re here to help review your policies and adjust them as needed.

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Home Insurance

Car Insurance

Renters’ Insurance

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Life Insurance

Personal Liability

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Flood Insurance

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Valuable Articles Insurance

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Private Client Insurance

Employee Benefits Brokers

A thoughtfully designed employee benefits program can help to support your workforce and strengthen your organization. Higginbotham’s team works with employers to develop benefits strategies that are tailored to their goals, workforce needs and budget.

Our benefit consultants can help you evaluate plan options and navigate the ongoing responsibilities that come with managing employee benefits. And, with Higginbotham’s Day Two Services®, we provide year-round support designed to ease your administrative demands, help employees understand their benefits and support your HR team.

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Your Georgetown Insurance Partner

As your needs change, your coverage should keep up. Whether you need construction and homebuilder coverage, franchise insurance and certificate tracking, or personal insurance and employee benefits support, we’ve got you covered.

Our Georgetown team combines local insight with the resources of one of the nation’s largest independently owned firms. Talk to us today to find coverage that’s built around your business, your family and your future.

Talk to an Insurance Broker Who Cares

Georgetown

4701 Williams Dr Bldg 4