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Tow Truck/Asset Recovery and Vehicle Storage Facility Insurance

Drive forward confidently with custom insurance in tow.

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Spotlight On: Tow Truck/Asset Recovery and Vehicle Storage Facility Insurance

Failure to carry liability insurance on your tow truck and vehicle storage facility can cost you hundreds or thousands of dollars in unreimbursed property and medical bills. For example, if you’re in an auto accident and a car you’re towing skids into a school van, you’d be responsible for paying medical expenses and property damages resulting accident out of your own pocket – unless you have proper coverage.

Higginbotham represents every leading national and regional insurer, giving you buying power to choose the coverage that best fits your tow truck business and budget. We leverage our size and market strength to negotiate competitive terms and pricing for your insurance, and we provide you with a market analysis showing all the information you need to make an informed selection.

  • Commercial Auto Liability
  • Commercial General Liability                                  
  • Individual Liability
  • Property Coverage
  • Wrongful Repo
  • Drive Away                                                             
  • Garage Keepers Legal Liability                              
  • Garage Keepers Direct Primary
  • On-Hook Towing
  • Employee Dishonesty

The Higginbotham Difference: Coverage Built Around Your Unique Needs

At Higginbotham, we get to know you by name and nuance so we deliver an insurance program tailored to your needs.

Our experienced specialists understand the distinct risks facing the industry and take the headache our of managing your exposures.

So you get time back to focus on what’s truly important — growing your business.

Our transparent, values-driven approach to tow truck, storage and asset recovery insurance puts you at the center of everything we do.

Because while insurance is our something, our customers are our everything.

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Work With an Industry Specialist

Having comprehensive insurance will protect you if your tow truck is damaged even in a non-auto accident related event, like fire or theft. But make sure you have adequate limits. If you don’t, then you’ll be responsible for property and bodily injury damages that exceed the limits on your insurance policy. This is especially important if you operate your tow truck in inclement weather.

Uninsured and underinsured tow truck insurance will protect you in the event that you or your tow truck suffers damages caused by a driver who doesn’t have any or enough auto insurance to cover them. When you consider the number of people driving without sufficient auto insurance, getting this coverage makes good sense.

Bodily injury and property damage insurance are standard forms of liability insurance that all motor vehicle owners are required to carry by state law. Failure to keep the minimum coverage levels could result in fines or penalties or even having your commercial driver’s license suspended or revoked. 

Let Higginbotham’s tow truck insurance specialists help you choose a policy that fits your individual needs. Protecting your assets, whether personal, business or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help with your tow truck and asset recovery insurance.

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Tow Truck Business Coverage Options

Commercial Auto Liability

Commercial General Liability

Individual Liability

Property Coverage

Wrongful Repo

Drive Away

Garage Keepers Legal Liability

Garage Keepers Direct Primary

On-Hook Towing

Employee Dishonesty

Consultative Risk Management

At Higginbotham, we take a consultative approach to customer service and risk management.

Whether you have a single policy, a commercial package or many insurance policies covering multiple locations and risks, we take the time to understand your unique needs so we deliver the best coverage at the best price available.
But we don’t stop there.

Our work continues 365 days a year. We have a Day Two Services® team that works in tandem with our risk management specialists to deliver year-round value.

From help with compliance to safety audits and claims advocacy, our Day Two Services® team helps you mitigate risks, avoid costly claims and better position your operations so you can focus on what matters most: growing your business.

Not sure where to start? Talk to someone who wants to listen.

Give one of our industry specialists a call today to find out what Tow Truck Insurance can do for you.

Talk to a Tow Truck Insurance Specialist

Request a Quote

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