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Marine Insurance

Customized coverage for calm waters.

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Spotlight on: Marine Insurance

Offshore risks are both unique and plentiful.

The insurance and risk management professionals in our marine practice group are dedicated to the marine business. We know the marine industry has many moving parts that can threaten your company.

Our marine specialists have the knowledge and experience to help you prevent and minimize loss, not just cover it.

The Higginbotham Difference: Service After The Sale

At Higginbotham, we pride ourselves in going above and beyond the call of duty.

Rather than place coverage and disappear until its’s time to renew, we work with you throughout the term of your policy to help identify your exposures and mitigate your risk.

And we don’t stop there. After assessing your existing exposures to identify coverage and safety opportunities, we also evaluate your strategic business plans to help determine their effects on your insurance.

Our goal is to help empower you and your team to safely grow your enterprise.

We’re also your claims advocate and liaison with insurers. We’ll facilitate the accurate reporting of losses and the timely resolution of claims by performing a number of services throughout the policy term, including experience modification factors (MODs), claims audits and open claims monitoring.

Our approach to finding solutions is more individual and less institutional. We work hard to understand your priorities so we can get you covered on day one and provide year-round value with our Day Two Services® that support your risk management efforts. By committing to transparency while demonstrating authenticity, we’re a place that leads with values so value leads.

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Ready to work with a partner who works as hard as you do?

The risks faced by marine industry professionals are vast and treacherous.

That’s why you need insurance built around your risk exposure.

At Higginbotham, we take the time to learn your situation so we can present custom insurance and risk management strategies tailored to your needs.

With our deep industry understanding, innovative solutions and strong nationwide insurance carrier relationships, we have the freedom to do what’s right, right now.

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Marine Insurance Coverage Options

While your insurance needs will vary from other organizations, this list includes coverage options most marine operations would be wise to consider. Here’s some of the key marine coverages we can place in your policies.

Hull and Machinery (H&M)

Protection and Indemnity (P&I)

Charterers’ Legal Liability

Vessel Pollution

Coverage to comply with both U.S. (BOEM, USCG) and international regulations

Marine Terminal Operators’ Liability (MTOL)

Terminal Operators’ Legal Liability (TOLL)

Stevedores’ and Wharfingers’ Liability

Shipbuilders’ and Shiprepairers’ Legal Liability

Foreign Voluntary Compensation Coverage

Including LHWCA, DBA and MEL coverage extensions

International Liabilities

Maritime Employers’ Liability (MEL)

Including Jones Act and Death on the High Seas Act (DOHSA) exposures

International Business Travel and Accident Coverage

Contingent Liability Coverage

Bumbershoot and Marine Excess Liabilities

Offshore Energy Installation

Including Delay in Start-Up (DSU)

Environmental Liabilities

Both onshore and offshore, plus access to an exclusive program Offshore Energy Property, including Business Interruption

Specialized Offshore and Sub-Sea Equipment Coverage

Including ROVs, AUVs, sub-sea equipment and aerial/aquatic drones

Ocean Cargo and Freight

Stock Throughput (STP)

Specialty Trade Credit

Export/Import Bonds Offshore Operators’ Extra Expense

Including Evacuation Expense, Cost of Re-Drill, Deliberate Well Firing, Cost of Cleanup, Removal of Wreckage/Debris and Loss of Production Income (LOPI)

Care, Custody and Control (CCC)

 Non-Owned Working Interest (NOWI)

War Risk Coverage

Piracy Coverage

Terrorism Insurance

Special Contingency Insurance

Political Risk Coverage

Political Risk Coverage

Marine Risk Management

Higginbotham is committed to helping our maritime clients shrink their overall exposure and manage their claims. Some of our risk management services include:

Loss Control

  • Manager Training Programs
  • On-site Inspections
  • Carrier Inspection Advocacy

Claims Management

  • Claims Reporting
  • Contractor Recommendations
  • Claim Tracking with Weekly Follow-ups with the Carrier Adjuster
  • Claims Advocacy in the Event of a Dispute

Contract Review

  • Review Contract Language of Vendor, Contractor and Owner Agreements as well as Association Declarations
  • Coverage Advocacy in the Event of a Claims Dispute

Risk Management Information Systems


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Not sure where to start? Talk to someone who wants to listen.

A great plan starts with a conversation. Let’s talk about what you need.

Talk to a Marine Insurance Specialist

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