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Universal City

117 E Langley Blvd Universal City, TX 78148

210.824.0020

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Insurance Brokers Serving Universal City and Beyond


At Higginbotham, we’re dedicated to combining local expertise with insurance solutions that are tailored to meet your unique needs. In Universal City, our team works to help bring you peace of mind through employee benefits and insurance solutions. But, we do more than just help secure your coverage – we’re committed to being a year-round resource and a partner in protecting what matters most to you.

Formerly TrustStar Insurance Services, Inc., our Universal City team joined Higginbotham in 2022. With a history dating back to 1989, TrustStar Insurance became known in the greater San Antonio community as a personal and commercial insurance agency. Now, as part of Higginbotham, the team has expanded these offerings to include employee benefits, human resources outsourcing and consulting, financial services and Higginbotham’s proprietary Day Two Services®.

Learn More About Higginbotham

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Personal Insurance

Your home, its contents and your vehicles are likely some of your most significant investments, but ensuring they’re sufficiently protected can be daunting. That’s where Higginbotham comes in. Our personal insurance team takes the time to understand your lifestyle and coverage needs, and then helps you find the best possible protection based on your risk factors, tolerance and budget.

Business Insurance Coverage

Our Universal City team understands the unique challenges faced by your business, and we’re dedicated to helping you navigate these risks and protect your commercial assets through business insurance solutions. By taking a proactive approach, we learn your needs and tailor our services to meet them. Our commercial insurance offerings are diverse and designed to cover a broad spectrum of business coverage needs. Some of the key coverages we provide include:

  • General Liability Insurance: Commercial general liability (CGL) insurance helps to protect your business from claims involving bodily injury and property damage.
  • Commercial Property Insurance: Property insurance can cover your business property against risks like fire, theft and natural disasters.
  • Commercial Auto Insurance: Commercial auto insurance offers protection for your company’s vehicles and drivers.
  • Commercial Umbrella Insurance: Excess liability insurance has the ability to offer additional liability coverage beyond your standard policy limits.
  • Employment Practices Liability Insurance (EPLI): ELPI helps to protect against claims made by employees regarding employment practices.
  • Errors and Omissions (E&O): Errors and omissions insurance can cover legal costs related to professional mistakes or negligence.
  • Workers’ Compensation: Worker’s comp insurance helps protect your business and your employees in the event of a work-related injury or illness.

Construction and Subcontractor Insurance

Our commercial insurance specialists bring extensive experience working with construction companies, contractors and subcontractors. We understand the industry-specific risks you face and offer tailored construction insurance solutions to help protect your projects from start to finish.

Our coverages offerings include policies like general liability, workers’ compensation and surety bonds, all designed to provide peace of mind and to allow you to focus on completing projects on time and within budget.

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Additional Industry Specializations

Whether you manage an oil and gas company or own a restaurant, your commercial insurance needs will vary depending on the industry you operate in. With specialized experience in a variety of sectors, our team in Universal City can deliver relevant and effective coverage options for your business. Some of the industries we serve include:

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Surety Bonds

At Higginbotham, we can provide a range of surety bond offerings to support your business operations. Surety bonds provide assurance to your clients that your contractual obligations will be fulfilled. Bonds can be an essential form of coverage for a variety of businesses and individuals, including notaries, construction contractors, government entities, oil and gas operations and more.

Our team works closely with you to understand your specific needs and to help secure the right bonds to support your business goals. From bid bonds to performance bonds, we can offer the expertise and resources to help you build trust with your clients and meet coverage requirements.

Employee Benefits That Empower

Providing competitive employee benefits is crucial for attracting, recruiting and retaining top talent. That’s why our benefits solutions are designed to provide a range of health coverage, ancillary benefits, wellness programs, benefit communications and other essential components that cater to the needs of your team and the budget of your organization. We take the time to understand your situation, find the best solutions for your business and provide year-round support so you and your team have a benefits resource you can trust.

Benefit Plan Options

We provide a variety of benefit options that can be tailored to the needs, preferences and demographics of your employees. Our offerings include, but aren’t limited to:

Employee Benefit Services

At Higginbotham, our support doesn’t end once we implement your benefits program. We provide a range of in-house services to support your team year-round, helping to streamline your processes and effectively manage your employee benefits.

Your Insurance Partner in Universal City

Higginbotham is committed to being your trusted insurance partner in Universal City. Our local team is dedicated to providing personalized service and tailored solutions that are built around your unique situation. Talk to a member of our team today to learn more about how Higginbotham can help you protect what matters most.

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Universal City

117 E Langley Blvd Universal City, TX 78148