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Huntsville

201 Washington St, Huntsville, AL 35801

256-551-0060

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Insurance Brokers in Huntsville, Alabama

 


For more than a century, our team in Huntsville has been providing insurance and risk management solutions that are tailored to the needs of individuals, families and businesses across Alabama and the Tennessee Valley. Beginning operations in 1921, Fountain, Parker, Harbarger & Associates was founded on the principle of relationships built on trust. While quite a few things have changed since 1921 – including our name – our focus remains the same: putting clients first and building lasting relationships based on trust.

Now, doing business as Higginbotham, our team has access to a national network of resources, combining a local touch with comprehensive capabilities. As part of one of the largest insurance, financial services and HR firms in the country, we work with leading insurance carriers to identify coverage options that align with your goals. But, we don’t stop there. Our Day Two Services®, which range from loss prevention to claims advocacy, help ensure that you have the support you need throughout your policy term.

Located in historic downtown, we’re proud to be part of the Huntsville community and committed to nurturing long-term relationships that are built on trust. Because at Higginbotham, we believe in being more than just an insurance broker – we believe that we’re your partner for success, now and long-term.

Learn More About Higginbotham

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Business Insurance

With deep industry experience and a commitment to serving our clients, we’re committed to helping businesses make informed decisions to protect their operations, people and bottom line. Higginbotham offers a full range of commercial insurance solutions that can be tailored to any industry.

As the largest commercial insurance agency in Alabama in 2024, our team in Huntsville combines the resources of a national firm with the personalized service of a local insurance agency.

Our team specializes in a variety of commercial sectors, including, but not limited to:

Risk Management

Insurance alone isn’t always enough to protect your business. That’s why our business insurance clients have access to Higginbotham’s dedicated risk management specialists. Our in-house team works closely with you to assess potential risks, identify problem areas and develop practical strategies that are tailored to your operations.

Our risk management services include compliance support, safety program development, loss control services, employee training, claims advocacy, DOT and OSHA regulation assistance, accident investigation, emergency preparedness planning and more – all with the goal of reducing your operation’s exposures, managing your claims and supporting a safe work environment.

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Child Advocacy Center Insurance

Running a child advocacy center (CAC) requires a special focus on care and coordination – not on navigating the complexities of insurance coverage. That’s why our Huntsville team offers specialized CAC insurance that’s designed to meet the unique risks faced by child advocacy organizations.

Built by insurance professionals with deep experience in insuring CACs, this program is designed to eliminate coverage gaps and overlaps through a streamlined solution with a single point of contact, rather than coordinating with multiple insurers. Coverage is tailored to align with NCA’s National Standards for Accreditation and to fit the way that CACs operate.

Personal Insurance in Huntsville, AL

Your home, car and other personal assets represent more than just financial investments — they’re part of your daily life. That’s why our team offers tailored personal insurance policies that are designed to protect what matters most to you.

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Auto Insurance

From liability and collision to lease gap coverage and personal injury protection, we’ll explain your car insurance options and help you decide what makes the most sense for your situation. Our Huntsville team is also equipped to handle special cases like collector cars, high-value autos and motorcycles.

Home Insurance

Protecting your home starts with a policy that reflects your property’s unique risks. Our specialists will walk you through your coverage options and help you find the right homeowners’ insurance policy for your needs.

Renter’s Insurance

Even if you don’t own your home, it’s still important to protect your belongings and personal liability. Renters’ insurance can help cover the cost of replacing your personal property and provide liability protection if someone is injured in your space.

Watercraft Insurance

Owning a boat or personal watercraft comes with risks on and off the water. Higginbotham can help you meet the coverage requirements of your marina while also identifying potential discounts for safety features and boating education courses.

Life Insurance

A life insurance policy is designed to protect your loved ones from financial hardship in the event of your death. Higginbotham’s life insurance specialists can help you evaluate your coverage options and choose a policy that makes the most sense for your unique situation.

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Flood Insurance

Flood damage is not covered by most standard homeowners’ insurance policies, so flood insurance can provide extra protection for your home and personal property.

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Umbrella Insurance

An umbrella policy offers an extra layer of liability protection beyond the limits of your other insurance policies, helping to cover gaps not addressed by your auto, home or other personal insurance.

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Employee Benefits Brokers

Attracting and retaining your organization’s top talent takes more than just a paycheck — it requires a thoughtful, competitive employee benefits strategy. Higginbotham helps employers to design and manage benefit programs that align with their business goals and support their team’s well-being.

We work with leading insurance carriers to help create a package that fits your team’s needs and your organization’s budget. But we don’t stop there – our Day Two Services® provide year-round support to you and your employees with compliance assistance, wellness programs, open enrollment support, benefit communications and an in-house Employee Response Center.

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Your Insurance Partner in Huntsville, AL

Whether you’re seeking coverage for your family, your business or your employees, Higginbotham’s team in Huntsville is here to help you find solutions that fit your goals. For more than a century – first as Fountain, Parker, Harbarger & Associates and now as Higginbotham – we’ve been providing our community with personalized insurance solutions.

With a commitment to service and deep roots in our community, we’re proud to be a trusted partner to individuals and businesses across Alabama and the Tennessee Valley. That’s the Higginbotham difference – we take the time to understand your needs and provide guidance every step of the way.

Get in touch with a member of our team and learn more about how Higginbotham can help protect what matters most to you.

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Huntsville

201 Washington St