Running a child advocacy center (CAC) requires a special focus on care and coordination – not on navigating the complexities of insurance coverage. That’s why our Huntsville team offers specialized CAC insurance that’s designed to meet the unique risks faced by child advocacy organizations.
Built by insurance professionals with deep experience in insuring CACs, this program is designed to eliminate coverage gaps and overlaps through a streamlined solution with a single point of contact, rather than coordinating with multiple insurers. Coverage is tailored to align with NCA’s National Standards for Accreditation and to fit the way that CACs operate.
Your home, car and other personal assets represent more than just financial investments — they’re part of your daily life. That’s why our team offers tailored personal insurance policies that are designed to protect what matters most to you.
From liability and collision to lease gap coverage and personal injury protection, we’ll explain your car insurance options and help you decide what makes the most sense for your situation. Our Huntsville team is also equipped to handle special cases like collector cars, high-value autos and motorcycles.
Protecting your home starts with a policy that reflects your property’s unique risks. Our specialists will walk you through your coverage options and help you find the right homeowners’ insurance policy for your needs.
Even if you don’t own your home, it’s still important to protect your belongings and personal liability. Renters’ insurance can help cover the cost of replacing your personal property and provide liability protection if someone is injured in your space.
Owning a boat or personal watercraft comes with risks on and off the water. Higginbotham can help you meet the coverage requirements of your marina while also identifying potential discounts for safety features and boating education courses.
A life insurance policy is designed to protect your loved ones from financial hardship in the event of your death. Higginbotham’s life insurance specialists can help you evaluate your coverage options and choose a policy that makes the most sense for your unique situation.
Flood damage is not covered by most standard homeowners’ insurance policies, so flood insurance can provide extra protection for your home and personal property.
An umbrella policy offers an extra layer of liability protection beyond the limits of your other insurance policies, helping to cover gaps not addressed by your auto, home or other personal insurance.
Attracting and retaining your organization’s top talent takes more than just a paycheck — it requires a thoughtful, competitive employee benefits strategy. Higginbotham helps employers to design and manage benefit programs that align with their business goals and support their team’s well-being.
We work with leading insurance carriers to help create a package that fits your team’s needs and your organization’s budget. But we don’t stop there – our Day Two Services® provide year-round support to you and your employees with compliance assistance, wellness programs, open enrollment support, benefit communications and an in-house Employee Response Center.