The Fourth of July brings all the hallmarks of summer: backyard barbecues, parades and fireworks. For many families, setting off fireworks is a beloved tradition. But, if not handled carefully, it’s also one of the most hazardous aspects of the holiday.
If fireworks are part of your plans this year, a few precautionary steps can help keep your celebration safe, lawful and neighbor-friendly.
Start with Local Laws
Fireworks laws can vary not only by state, but also by city or county.
If your region is experiencing dry conditions or heightened fire risk, temporary restrictions might be in place, even if fireworks are usually permitted.
It’s also a good idea to double-check local curfews and noise ordinances. Many communities set limits on when fireworks can be used, and ignoring those rules could lead to fines or complaints.
Stick with Legal, Store-Bought Fireworks
Stick to fireworks that are clearly labeled and from reputable licensed retailers. Fireworks approved by the U.S. Consumer Product Safety Commission will include safety instructions and proper labeling.
Also, don’t dispose of the packaging right away. That information could help with reporting a defect or dealing with insurance if something goes wrong.
Store Fireworks Properly
If you’re holding onto fireworks before the Fourth, safe storage is key. Keep fireworks in a cool, dry place that’s far away from any heat sources, open flames or flammable materials. Avoid storing them in garages or sheds that experience extreme temperatures, and never leave fireworks in a vehicle.
Fireworks should stay in their original packaging to prevent accidental ignition and to make it easier to identify the type and instructions. Store fireworks out of reach of children and pets, and consider using a locked cabinet or container for added security.
Make Safety Part of the Setup
Where you light your fireworks is just as important as how you light them. Choose a flat, open area that’s clear of dry grass, leaves or overhanging branches. If you’re lighting aerial fireworks, give yourself even more space.
Keep a hose or bucket of water and a fire extinguisher nearby in case of an emergency. And, while wearing eye protection may not be the norm for a backyard celebration, it could help prevent serious injuries.
Also, think about your audience. Keep spectators, especially children, far away from the launch zone.
Light One at a Time and Never Relight a Dud
Fireworks should be handled cautiously and according to safety guidelines. Use a long-handled lighter to keep your hands clear, and only light one device at a time. If a firework doesn’t go off, don’t relight it. Give it at least a minute, then soak it thoroughly in water before discarding it.
Be Aware of Who (and What) is Nearby
It’s easy to get caught up in the moment, but don’t forget about the environment around you. Wind can carry sparks farther than expected, so if conditions are breezy, waiting might be safer.
Loud noises often frighten pets, and small children might not understand the risks. If possible, keep both at a safe distance or indoors.
Dispose of Fireworks Safely
Once the show is over, take time to clean up and dispose of fireworks responsibly. Soak used fireworks in a bucket of water for several hours to make sure they’re fully extinguished before placing them in the trash. Never try to relight a dud or throw used fireworks directly into a garbage bin without first soaking them in water.
If you have unused fireworks that you don’t plan to use, contact your local fire department or hazardous waste disposal center for guidance. Some communities have specific rules or drop-off locations for unused fireworks, especially right after the Fourth of July.
Think About Insurance and Liability
If fireworks are used in an area where they’re restricted or if an incident causes damage to someone else’s property, you could be held liable. Exclusions for fireworks are common for homeowners’ and renters’ insurance policies, but if you’re unsure of your coverage, check with your insurance broker before lighting the fuse.
Keeping receipts, packaging and photos of your setup can provide documentation in case you need to file a claim or explain what happened after the fact.
Public Shows are a Safer Alternative
While fireworks are popular, they carry safety risks that must be considered. Attending a community fireworks show might be a better option if you’d rather avoid the responsibility. These displays are handled by licensed professionals and typically come with permits, safety measures and emergency plans.
How Higginbotham Can Help You Celebrate Safely
Fireworks and the Fourth of July go hand in hand, but it’s worth remembering that every fireworks display carries some level of risk. Taking a few simple precautions, checking your local laws, using legal products and setting up safely can help make the celebration memorable for all the right reasons.
Higginbotham can help you navigate what is included in your personal liability and property insurance. Talk to one of our personal insurance specialists to learn more.
