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Cooperatives

Options, efficiencies and cost savings with combined purchasing power

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A voluntary benefits cooperative brings smaller employer groups together to combine their purchasing power and spread risk across a larger organization.

As part of a cooperative, your organization can receive:

  • Richer benefits
  • Better underwriting concessions
  • Better rates
  • Stronger rate stability*
  • Improved access to products and services

*The more members in a cooperative, the better the chances of getting favorable pricing on the benefits year after year through the RFP process.

With our extensive experience in partnering with smaller employer groups in the public sector, we recognize the demand for more affordable pricing and improved access to products and services. In response, we established voluntary benefits cooperatives that are tailored to these smaller public sector clients, helping them to attract and retain valuable employees.

The process begins by simply signing an interlocal agreement to join a cooperative.

Get in touch with our team to learn more about joining an employee benefits cooperative.

Purchasing Cooperatives

Higginbotham Public Sector is the named consultant for several large purchasing cooperatives, including We Go Public, PACE and the Allied States Cooperative (ASC). Purchasing cooperatives have an in-depth vetting process, which is required of all vendors. This gives you confidence in our ability to provide exceptional service, quality education, competitive benefits and a robust online enrollment platform. As a member of one of these cooperatives, you can obtain our full suite of services without having to issue an RFP.

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