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Consumer Directed Health Plan

CDHP Insurance

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The High Cost of Unhealthiness

What is CDHP Insurance?

Consumer Directed Health Plans, also known as CDHP insurance plans, are designed to give consumers more control over their health care expenses. And, while they can deliver many features that are beneficial to the insured, they can also prove to be complex for employers to navigate and difficult to explain to employees. 

If your HR team doesn’t have deep knowledge or understanding of CDHPs, they may find it challenging to effectively advise employees on their health care options or how to navigate their plan. What’s more, your HR team may lack the time and resources needed to become familiar with all of the intricacies of CDHP insurance. 

The solution? CDHP insurance solutions from Higginbotham.

CDHP insurance administrators

Why outsource CDHP administration to Higginbotham?

At Higginbotham, our team includes experienced and knowledgeable CDHP insurance administrators who can take on the demands of CDHP management, helping to add value to your company, your employees and your HR department. 

With Higginbotham’s CDHP insurance services, you can count on:

  • Decades of industry expertise
  • Regulatory compliance assistance
  • Cost-saving opportunities
  • In-house claims management
  • Dependable guidance and information for employees
  • Market insights to help your business retain its talent
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What products and services does Higginbotham offer?

Higginbotham offers a wide variety of employee benefits accounts and services designed to meet the needs of your employees:

HRAs (Health Reimbursement Arrangements)

HRAs can be offered in addition to or in place of group insurance, making them a very flexible option. An employer-funded HRA reimburses employees for eligible medical expenses. Typically, employees will not owe taxes on the reimbursements they receive. 

Ready to consider all the options? Let’s talk!

In today’s highly competitive job market, a variety of choices and health insurance plan options can be attractive when recruiting new hires and effective in retaining current employees.

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