Insurance can be complicated. Working with Higginbotham isn’t.

From benefits to bonds and everything in between, Higginbotham is here to make insurance easier for Rocket Pro brokers. This easy-to-use platform gives you a single place to access the full range of coverage so you can protect your clients and grow your business without slowing down.

We work with brokerages of every size, delivering tailored solutions that protect what you’ve built and fuel what comes next. Because the best mortgage brokers in America deserve an insurance partner that keeps up.

What We Offer

Employee Benefits

Property & Casualty

Bonds

Benefits and Financial Services

Employee benefits don’t have to be a guessing game.

Higginbotham’s dedicated employee benefits team works directly with Rocket Pro brokers to provide the insight, advice and education you need to make confident decisions for your business — because benefits can be confusing, but we’re here to help.

What kinds of benefits are available? We can help secure every product currently available in the market, including:

Health Insurance

Ancillary Benefits like Dental or Critical Illness

401K administration

Life Insurance

and much more!

Request Benefits Information

Business Insurance (Property & Casualty)

Higginbotham has partnered with industry-leading carriers to make getting the right coverage fast, simple and stress-free, with specialists who understand the unique needs of mortgage professionals.

Mortgage Broker Errors & Omissions (E&O) Insurance

Many states require mortgage brokers to carry professional liability (E&O) insurance, and for good reason.

What does E&O cover? E&O can cover legal fees, settlement costs and expenses arising from a claim that you made a professional error, omission or negligent act while performing mortgage brokerage services. Sub-limits for additional expense coverages are provided. Restrictions and exclusions apply.

This program is a good fit if you are primarily a residential broker who:

Does less than 50% commercial loans
Does less than 25% subprime loans
Operates in any U.S. state except Hawaii, Alaska and U.S. territories

Request an E&O Quote

Need Something Else?

If you need other types of insurance or have a higher volume of commercial or subprime loans, are primarily a mortgage banker, or another mortgage related service besides a broker, use the link below to get in touch so we can better understand your needs.

Contact with our Mortgage Broker Insurance team

Bonds

Mortgage broker surety bonds are required in most states and are easier to obtain than you might think.

A surety bond is a mandatory three-party license and permit bond that protects consumers and state regulators from financial losses caused by unethical, fraudulent or unlawful actions by a mortgage professional. It serves as a financial guarantee that brokers will comply with state laws, covering damages, fines and fees.

Higginbotham has partnered with leading surety providers to make the process straightforward for brokerages of all sizes.

Request a Bond Quote

Higginbotham offers more than just health insurance.

We also offer a full range of life insurance and financial services solutions, including:

Executive Benefits

Reward and retain top talent with performance-based benefits, retirement savings solutions and life and disability coverage tailored to your highest earners.

Individual Life Insurance

Flexible policies that are designed to maximize value and align with your personal investment goals.

HR Solutions

Higginbotham can connect you with HR outsourcing and consulting support tailored to your brokerage, so you get the help you need.